LTV · monthly repayment
▼ 0.50% · 3.625%
HK$50,923
−HK$3,193/mo
▼ 0.25% · 3.875%
HK$52,507
−HK$1,609/mo
Today · 4.125%
HK$54,116
baseline
▲ 0.50% · 4.625%
HK$57,409
+HK$3,293/mo
Deposit HK$11.17M · loan HK$11.17M · min. income ≈ HK$108,232/mo (50% DSR)
Upfront cash ≈ HK$12.12M (deposit + AVD stamp duty HK$949,119 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$56,651
−HK$3,061/mo
▼ 0.25% · 3.875%
HK$58,171
−HK$1,541/mo
Today · 4.125%
HK$59,712
baseline
▲ 0.50% · 4.625%
HK$62,860
+HK$3,148/mo
Deposit HK$11.17M · loan HK$11.17M · min. income ≈ HK$119,424/mo (50% DSR)
Upfront cash ≈ HK$12.12M (deposit + AVD stamp duty HK$949,119 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$61,108
−HK$3,832/mo
▼ 0.25% · 3.875%
HK$63,009
−HK$1,931/mo
Today · 4.125%
HK$64,940
baseline
▲ 0.50% · 4.625%
HK$68,891
+HK$3,951/mo
Deposit HK$8.93M · loan HK$13.40M · min. income ≈ HK$129,880/mo (50% DSR)
Upfront cash ≈ HK$9.88M (deposit + AVD stamp duty HK$949,119 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$67,982
−HK$3,673/mo
▼ 0.25% · 3.875%
HK$69,805
−HK$1,850/mo
Today · 4.125%
HK$71,655
baseline
▲ 0.50% · 4.625%
HK$75,432
+HK$3,777/mo
Deposit HK$8.93M · loan HK$13.40M · min. income ≈ HK$143,310/mo (50% DSR)
Upfront cash ≈ HK$9.88M (deposit + AVD stamp duty HK$949,119 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$71,292
−HK$4,471/mo
▼ 0.25% · 3.875%
HK$73,510
−HK$2,253/mo
Today · 4.125%
HK$75,763
baseline
▲ 0.50% · 4.625%
HK$80,373
+HK$4,610/mo
Deposit HK$6.70M · loan HK$15.63M · min. income ≈ HK$151,526/mo (50% DSR)
Upfront cash ≈ HK$7.65M (deposit + AVD stamp duty HK$949,119 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$79,312
−HK$4,285/mo
▼ 0.25% · 3.875%
HK$81,439
−HK$2,158/mo
Today · 4.125%
HK$83,597
baseline
▲ 0.50% · 4.625%
HK$88,004
+HK$4,407/mo
Deposit HK$6.70M · loan HK$15.63M · min. income ≈ HK$167,194/mo (50% DSR)
Upfront cash ≈ HK$7.65M (deposit + AVD stamp duty HK$949,119 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$91,662
−HK$5,748/mo
▼ 0.25% · 3.875%
HK$94,513
−HK$2,897/mo
Today · 4.125%
HK$97,410
baseline
▲ 0.50% · 4.625%
HK$103,337
+HK$5,927/mo
Deposit HK$2.23M · loan HK$20.10M · min. income ≈ HK$194,820/mo (50% DSR)
Upfront cash ≈ HK$3.18M (deposit + AVD stamp duty HK$949,119 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$101,973
−HK$5,509/mo
▼ 0.25% · 3.875%
HK$104,708
−HK$2,774/mo
Today · 4.125%
HK$107,482
baseline
▲ 0.50% · 4.625%
HK$113,147
+HK$5,665/mo
Deposit HK$2.23M · loan HK$20.10M · min. income ≈ HK$214,964/mo (50% DSR)
Upfront cash ≈ HK$3.18M (deposit + AVD stamp duty HK$949,119 · Scale 2, in force from 26 Feb 2026)