LTV · monthly repayment
▼ 0.50% · 3.625%
HK$50,927
−HK$3,193/mo
▼ 0.25% · 3.875%
HK$52,511
−HK$1,609/mo
Today · 4.125%
HK$54,120
baseline
▲ 0.50% · 4.625%
HK$57,414
+HK$3,294/mo
Deposit HK$11.17M · loan HK$11.17M · min. income ≈ HK$108,240/mo (50% DSR)
Upfront cash ≈ HK$12.12M (deposit + AVD stamp duty HK$949,189 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$56,656
−HK$3,061/mo
▼ 0.25% · 3.875%
HK$58,175
−HK$1,542/mo
Today · 4.125%
HK$59,717
baseline
▲ 0.50% · 4.625%
HK$62,864
+HK$3,147/mo
Deposit HK$11.17M · loan HK$11.17M · min. income ≈ HK$119,434/mo (50% DSR)
Upfront cash ≈ HK$12.12M (deposit + AVD stamp duty HK$949,189 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$61,112
−HK$3,833/mo
▼ 0.25% · 3.875%
HK$63,013
−HK$1,932/mo
Today · 4.125%
HK$64,945
baseline
▲ 0.50% · 4.625%
HK$68,896
+HK$3,951/mo
Deposit HK$8.93M · loan HK$13.40M · min. income ≈ HK$129,890/mo (50% DSR)
Upfront cash ≈ HK$9.88M (deposit + AVD stamp duty HK$949,189 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$67,987
−HK$3,673/mo
▼ 0.25% · 3.875%
HK$69,810
−HK$1,850/mo
Today · 4.125%
HK$71,660
baseline
▲ 0.50% · 4.625%
HK$75,437
+HK$3,777/mo
Deposit HK$8.93M · loan HK$13.40M · min. income ≈ HK$143,320/mo (50% DSR)
Upfront cash ≈ HK$9.88M (deposit + AVD stamp duty HK$949,189 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$71,298
−HK$4,471/mo
▼ 0.25% · 3.875%
HK$73,515
−HK$2,254/mo
Today · 4.125%
HK$75,769
baseline
▲ 0.50% · 4.625%
HK$80,379
+HK$4,610/mo
Deposit HK$6.70M · loan HK$15.63M · min. income ≈ HK$151,538/mo (50% DSR)
Upfront cash ≈ HK$7.65M (deposit + AVD stamp duty HK$949,189 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$79,318
−HK$4,285/mo
▼ 0.25% · 3.875%
HK$81,445
−HK$2,158/mo
Today · 4.125%
HK$83,603
baseline
▲ 0.50% · 4.625%
HK$88,010
+HK$4,407/mo
Deposit HK$6.70M · loan HK$15.63M · min. income ≈ HK$167,206/mo (50% DSR)
Upfront cash ≈ HK$7.65M (deposit + AVD stamp duty HK$949,189 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$91,668
−HK$5,749/mo
▼ 0.25% · 3.875%
HK$94,520
−HK$2,897/mo
Today · 4.125%
HK$97,417
baseline
▲ 0.50% · 4.625%
HK$103,344
+HK$5,927/mo
Deposit HK$2.23M · loan HK$20.10M · min. income ≈ HK$194,834/mo (50% DSR)
Upfront cash ≈ HK$3.18M (deposit + AVD stamp duty HK$949,189 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$101,980
−HK$5,510/mo
▼ 0.25% · 3.875%
HK$104,715
−HK$2,775/mo
Today · 4.125%
HK$107,490
baseline
▲ 0.50% · 4.625%
HK$113,156
+HK$5,666/mo
Deposit HK$2.23M · loan HK$20.10M · min. income ≈ HK$214,980/mo (50% DSR)
Upfront cash ≈ HK$3.18M (deposit + AVD stamp duty HK$949,189 · Scale 2, in force from 26 Feb 2026)