LTV · monthly repayment
▼ 0.50% · 3.625%
HK$50,927
−HK$3,194/mo
▼ 0.25% · 3.875%
HK$52,512
−HK$1,609/mo
Today · 4.125%
HK$54,121
baseline
▲ 0.50% · 4.625%
HK$57,414
+HK$3,293/mo
Deposit HK$11.17M · loan HK$11.17M · min. income ≈ HK$108,242/mo (50% DSR)
Upfront cash ≈ HK$12.12M (deposit + AVD stamp duty HK$949,198 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$56,656
−HK$3,061/mo
▼ 0.25% · 3.875%
HK$58,176
−HK$1,541/mo
Today · 4.125%
HK$59,717
baseline
▲ 0.50% · 4.625%
HK$62,865
+HK$3,148/mo
Deposit HK$11.17M · loan HK$11.17M · min. income ≈ HK$119,434/mo (50% DSR)
Upfront cash ≈ HK$12.12M (deposit + AVD stamp duty HK$949,198 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$61,113
−HK$3,832/mo
▼ 0.25% · 3.875%
HK$63,014
−HK$1,931/mo
Today · 4.125%
HK$64,945
baseline
▲ 0.50% · 4.625%
HK$68,897
+HK$3,952/mo
Deposit HK$8.93M · loan HK$13.40M · min. income ≈ HK$129,890/mo (50% DSR)
Upfront cash ≈ HK$9.88M (deposit + AVD stamp duty HK$949,198 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$67,987
−HK$3,674/mo
▼ 0.25% · 3.875%
HK$69,811
−HK$1,850/mo
Today · 4.125%
HK$71,661
baseline
▲ 0.50% · 4.625%
HK$75,438
+HK$3,777/mo
Deposit HK$8.93M · loan HK$13.40M · min. income ≈ HK$143,322/mo (50% DSR)
Upfront cash ≈ HK$9.88M (deposit + AVD stamp duty HK$949,198 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$71,298
−HK$4,471/mo
▼ 0.25% · 3.875%
HK$73,516
−HK$2,253/mo
Today · 4.125%
HK$75,769
baseline
▲ 0.50% · 4.625%
HK$80,380
+HK$4,611/mo
Deposit HK$6.70M · loan HK$15.63M · min. income ≈ HK$151,538/mo (50% DSR)
Upfront cash ≈ HK$7.65M (deposit + AVD stamp duty HK$949,198 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$79,319
−HK$4,285/mo
▼ 0.25% · 3.875%
HK$81,446
−HK$2,158/mo
Today · 4.125%
HK$83,604
baseline
▲ 0.50% · 4.625%
HK$88,011
+HK$4,407/mo
Deposit HK$6.70M · loan HK$15.63M · min. income ≈ HK$167,208/mo (50% DSR)
Upfront cash ≈ HK$7.65M (deposit + AVD stamp duty HK$949,198 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$91,669
−HK$5,749/mo
▼ 0.25% · 3.875%
HK$94,521
−HK$2,897/mo
Today · 4.125%
HK$97,418
baseline
▲ 0.50% · 4.625%
HK$103,345
+HK$5,927/mo
Deposit HK$2.23M · loan HK$20.10M · min. income ≈ HK$194,836/mo (50% DSR)
Upfront cash ≈ HK$3.18M (deposit + AVD stamp duty HK$949,198 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$101,981
−HK$5,510/mo
▼ 0.25% · 3.875%
HK$104,716
−HK$2,775/mo
Today · 4.125%
HK$107,491
baseline
▲ 0.50% · 4.625%
HK$113,157
+HK$5,666/mo
Deposit HK$2.23M · loan HK$20.10M · min. income ≈ HK$214,982/mo (50% DSR)
Upfront cash ≈ HK$3.18M (deposit + AVD stamp duty HK$949,198 · Scale 2, in force from 26 Feb 2026)