LTV · monthly repayment
▼ 0.50% · 3.625%
HK$50,929
−HK$3,194/mo
▼ 0.25% · 3.875%
HK$52,513
−HK$1,610/mo
Today · 4.125%
HK$54,123
baseline
▲ 0.50% · 4.625%
HK$57,416
+HK$3,293/mo
Deposit HK$11.17M · loan HK$11.17M · min. income ≈ HK$108,246/mo (50% DSR)
Upfront cash ≈ HK$12.12M (deposit + AVD stamp duty HK$949,229 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$56,658
−HK$3,061/mo
▼ 0.25% · 3.875%
HK$58,178
−HK$1,541/mo
Today · 4.125%
HK$59,719
baseline
▲ 0.50% · 4.625%
HK$62,867
+HK$3,148/mo
Deposit HK$11.17M · loan HK$11.17M · min. income ≈ HK$119,438/mo (50% DSR)
Upfront cash ≈ HK$12.12M (deposit + AVD stamp duty HK$949,229 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$61,115
−HK$3,832/mo
▼ 0.25% · 3.875%
HK$63,016
−HK$1,931/mo
Today · 4.125%
HK$64,947
baseline
▲ 0.50% · 4.625%
HK$68,899
+HK$3,952/mo
Deposit HK$8.93M · loan HK$13.40M · min. income ≈ HK$129,894/mo (50% DSR)
Upfront cash ≈ HK$9.88M (deposit + AVD stamp duty HK$949,229 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$67,990
−HK$3,673/mo
▼ 0.25% · 3.875%
HK$69,813
−HK$1,850/mo
Today · 4.125%
HK$71,663
baseline
▲ 0.50% · 4.625%
HK$75,440
+HK$3,777/mo
Deposit HK$8.93M · loan HK$13.40M · min. income ≈ HK$143,326/mo (50% DSR)
Upfront cash ≈ HK$9.88M (deposit + AVD stamp duty HK$949,229 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$71,301
−HK$4,471/mo
▼ 0.25% · 3.875%
HK$73,519
−HK$2,253/mo
Today · 4.125%
HK$75,772
baseline
▲ 0.50% · 4.625%
HK$80,382
+HK$4,610/mo
Deposit HK$6.70M · loan HK$15.63M · min. income ≈ HK$151,544/mo (50% DSR)
Upfront cash ≈ HK$7.65M (deposit + AVD stamp duty HK$949,229 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$79,321
−HK$4,286/mo
▼ 0.25% · 3.875%
HK$81,449
−HK$2,158/mo
Today · 4.125%
HK$83,607
baseline
▲ 0.50% · 4.625%
HK$88,014
+HK$4,407/mo
Deposit HK$6.70M · loan HK$15.63M · min. income ≈ HK$167,214/mo (50% DSR)
Upfront cash ≈ HK$7.65M (deposit + AVD stamp duty HK$949,229 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$91,672
−HK$5,749/mo
▼ 0.25% · 3.875%
HK$94,524
−HK$2,897/mo
Today · 4.125%
HK$97,421
baseline
▲ 0.50% · 4.625%
HK$103,349
+HK$5,928/mo
Deposit HK$2.23M · loan HK$20.10M · min. income ≈ HK$194,842/mo (50% DSR)
Upfront cash ≈ HK$3.18M (deposit + AVD stamp duty HK$949,229 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$101,984
−HK$5,510/mo
▼ 0.25% · 3.875%
HK$104,720
−HK$2,774/mo
Today · 4.125%
HK$107,494
baseline
▲ 0.50% · 4.625%
HK$113,161
+HK$5,667/mo
Deposit HK$2.23M · loan HK$20.10M · min. income ≈ HK$214,988/mo (50% DSR)
Upfront cash ≈ HK$3.18M (deposit + AVD stamp duty HK$949,229 · Scale 2, in force from 26 Feb 2026)