LTV · monthly repayment
▼ 0.50% · 3.625%
HK$50,932
−HK$3,194/mo
▼ 0.25% · 3.875%
HK$52,516
−HK$1,610/mo
Today · 4.125%
HK$54,126
baseline
▲ 0.50% · 4.625%
HK$57,419
+HK$3,293/mo
Deposit HK$11.17M · loan HK$11.17M · min. income ≈ HK$108,252/mo (50% DSR)
Upfront cash ≈ HK$12.12M (deposit + AVD stamp duty HK$949,280 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$56,661
−HK$3,061/mo
▼ 0.25% · 3.875%
HK$58,181
−HK$1,541/mo
Today · 4.125%
HK$59,722
baseline
▲ 0.50% · 4.625%
HK$62,870
+HK$3,148/mo
Deposit HK$11.17M · loan HK$11.17M · min. income ≈ HK$119,444/mo (50% DSR)
Upfront cash ≈ HK$12.12M (deposit + AVD stamp duty HK$949,280 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$61,118
−HK$3,833/mo
▼ 0.25% · 3.875%
HK$63,019
−HK$1,932/mo
Today · 4.125%
HK$64,951
baseline
▲ 0.50% · 4.625%
HK$68,903
+HK$3,952/mo
Deposit HK$8.93M · loan HK$13.40M · min. income ≈ HK$129,902/mo (50% DSR)
Upfront cash ≈ HK$9.88M (deposit + AVD stamp duty HK$949,280 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$67,993
−HK$3,674/mo
▼ 0.25% · 3.875%
HK$69,817
−HK$1,850/mo
Today · 4.125%
HK$71,667
baseline
▲ 0.50% · 4.625%
HK$75,444
+HK$3,777/mo
Deposit HK$8.93M · loan HK$13.40M · min. income ≈ HK$143,334/mo (50% DSR)
Upfront cash ≈ HK$9.88M (deposit + AVD stamp duty HK$949,280 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$71,305
−HK$4,471/mo
▼ 0.25% · 3.875%
HK$73,522
−HK$2,254/mo
Today · 4.125%
HK$75,776
baseline
▲ 0.50% · 4.625%
HK$80,387
+HK$4,611/mo
Deposit HK$6.70M · loan HK$15.64M · min. income ≈ HK$151,552/mo (50% DSR)
Upfront cash ≈ HK$7.65M (deposit + AVD stamp duty HK$949,280 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$79,326
−HK$4,285/mo
▼ 0.25% · 3.875%
HK$81,453
−HK$2,158/mo
Today · 4.125%
HK$83,611
baseline
▲ 0.50% · 4.625%
HK$88,019
+HK$4,408/mo
Deposit HK$6.70M · loan HK$15.64M · min. income ≈ HK$167,222/mo (50% DSR)
Upfront cash ≈ HK$7.65M (deposit + AVD stamp duty HK$949,280 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$91,677
−HK$5,749/mo
▼ 0.25% · 3.875%
HK$94,529
−HK$2,897/mo
Today · 4.125%
HK$97,426
baseline
▲ 0.50% · 4.625%
HK$103,354
+HK$5,928/mo
Deposit HK$2.23M · loan HK$20.10M · min. income ≈ HK$194,852/mo (50% DSR)
Upfront cash ≈ HK$3.18M (deposit + AVD stamp duty HK$949,280 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$101,990
−HK$5,510/mo
▼ 0.25% · 3.875%
HK$104,725
−HK$2,775/mo
Today · 4.125%
HK$107,500
baseline
▲ 0.50% · 4.625%
HK$113,167
+HK$5,667/mo
Deposit HK$2.23M · loan HK$20.10M · min. income ≈ HK$215,000/mo (50% DSR)
Upfront cash ≈ HK$3.18M (deposit + AVD stamp duty HK$949,280 · Scale 2, in force from 26 Feb 2026)