LTV · monthly repayment
▼ 0.50% · 3.625%
HK$50,933
−HK$3,194/mo
▼ 0.25% · 3.875%
HK$52,518
−HK$1,609/mo
Today · 4.125%
HK$54,127
baseline
▲ 0.50% · 4.625%
HK$57,421
+HK$3,294/mo
Deposit HK$11.17M · loan HK$11.17M · min. income ≈ HK$108,254/mo (50% DSR)
Upfront cash ≈ HK$12.12M (deposit + AVD stamp duty HK$949,311 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$56,663
−HK$3,061/mo
▼ 0.25% · 3.875%
HK$58,183
−HK$1,541/mo
Today · 4.125%
HK$59,724
baseline
▲ 0.50% · 4.625%
HK$62,872
+HK$3,148/mo
Deposit HK$11.17M · loan HK$11.17M · min. income ≈ HK$119,448/mo (50% DSR)
Upfront cash ≈ HK$12.12M (deposit + AVD stamp duty HK$949,311 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$61,120
−HK$3,833/mo
▼ 0.25% · 3.875%
HK$63,021
−HK$1,932/mo
Today · 4.125%
HK$64,953
baseline
▲ 0.50% · 4.625%
HK$68,905
+HK$3,952/mo
Deposit HK$8.93M · loan HK$13.40M · min. income ≈ HK$129,906/mo (50% DSR)
Upfront cash ≈ HK$9.88M (deposit + AVD stamp duty HK$949,311 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$67,996
−HK$3,673/mo
▼ 0.25% · 3.875%
HK$69,819
−HK$1,850/mo
Today · 4.125%
HK$71,669
baseline
▲ 0.50% · 4.625%
HK$75,447
+HK$3,778/mo
Deposit HK$8.93M · loan HK$13.40M · min. income ≈ HK$143,338/mo (50% DSR)
Upfront cash ≈ HK$9.88M (deposit + AVD stamp duty HK$949,311 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$71,307
−HK$4,471/mo
▼ 0.25% · 3.875%
HK$73,525
−HK$2,253/mo
Today · 4.125%
HK$75,778
baseline
▲ 0.50% · 4.625%
HK$80,389
+HK$4,611/mo
Deposit HK$6.70M · loan HK$15.64M · min. income ≈ HK$151,556/mo (50% DSR)
Upfront cash ≈ HK$7.65M (deposit + AVD stamp duty HK$949,311 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$79,328
−HK$4,286/mo
▼ 0.25% · 3.875%
HK$81,456
−HK$2,158/mo
Today · 4.125%
HK$83,614
baseline
▲ 0.50% · 4.625%
HK$88,021
+HK$4,407/mo
Deposit HK$6.70M · loan HK$15.64M · min. income ≈ HK$167,228/mo (50% DSR)
Upfront cash ≈ HK$7.65M (deposit + AVD stamp duty HK$949,311 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$91,680
−HK$5,749/mo
▼ 0.25% · 3.875%
HK$94,532
−HK$2,897/mo
Today · 4.125%
HK$97,429
baseline
▲ 0.50% · 4.625%
HK$103,358
+HK$5,929/mo
Deposit HK$2.23M · loan HK$20.10M · min. income ≈ HK$194,858/mo (50% DSR)
Upfront cash ≈ HK$3.18M (deposit + AVD stamp duty HK$949,311 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$101,993
−HK$5,511/mo
▼ 0.25% · 3.875%
HK$104,729
−HK$2,775/mo
Today · 4.125%
HK$107,504
baseline
▲ 0.50% · 4.625%
HK$113,170
+HK$5,666/mo
Deposit HK$2.23M · loan HK$20.10M · min. income ≈ HK$215,008/mo (50% DSR)
Upfront cash ≈ HK$3.18M (deposit + AVD stamp duty HK$949,311 · Scale 2, in force from 26 Feb 2026)