LTV · monthly repayment
▼ 0.50% · 3.625%
HK$50,934
−HK$3,194/mo
▼ 0.25% · 3.875%
HK$52,519
−HK$1,609/mo
Today · 4.125%
HK$54,128
baseline
▲ 0.50% · 4.625%
HK$57,422
+HK$3,294/mo
Deposit HK$11.17M · loan HK$11.17M · min. income ≈ HK$108,256/mo (50% DSR)
Upfront cash ≈ HK$12.12M (deposit + AVD stamp duty HK$949,329 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$56,664
−HK$3,061/mo
▼ 0.25% · 3.875%
HK$58,184
−HK$1,541/mo
Today · 4.125%
HK$59,725
baseline
▲ 0.50% · 4.625%
HK$62,874
+HK$3,149/mo
Deposit HK$11.17M · loan HK$11.17M · min. income ≈ HK$119,450/mo (50% DSR)
Upfront cash ≈ HK$12.12M (deposit + AVD stamp duty HK$949,329 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$61,121
−HK$3,833/mo
▼ 0.25% · 3.875%
HK$63,022
−HK$1,932/mo
Today · 4.125%
HK$64,954
baseline
▲ 0.50% · 4.625%
HK$68,906
+HK$3,952/mo
Deposit HK$8.93M · loan HK$13.40M · min. income ≈ HK$129,908/mo (50% DSR)
Upfront cash ≈ HK$9.88M (deposit + AVD stamp duty HK$949,329 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$67,997
−HK$3,673/mo
▼ 0.25% · 3.875%
HK$69,820
−HK$1,850/mo
Today · 4.125%
HK$71,670
baseline
▲ 0.50% · 4.625%
HK$75,448
+HK$3,778/mo
Deposit HK$8.93M · loan HK$13.40M · min. income ≈ HK$143,340/mo (50% DSR)
Upfront cash ≈ HK$9.88M (deposit + AVD stamp duty HK$949,329 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$71,308
−HK$4,472/mo
▼ 0.25% · 3.875%
HK$73,526
−HK$2,254/mo
Today · 4.125%
HK$75,780
baseline
▲ 0.50% · 4.625%
HK$80,391
+HK$4,611/mo
Deposit HK$6.70M · loan HK$15.64M · min. income ≈ HK$151,560/mo (50% DSR)
Upfront cash ≈ HK$7.65M (deposit + AVD stamp duty HK$949,329 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$79,330
−HK$4,286/mo
▼ 0.25% · 3.875%
HK$81,457
−HK$2,159/mo
Today · 4.125%
HK$83,616
baseline
▲ 0.50% · 4.625%
HK$88,023
+HK$4,407/mo
Deposit HK$6.70M · loan HK$15.64M · min. income ≈ HK$167,232/mo (50% DSR)
Upfront cash ≈ HK$7.65M (deposit + AVD stamp duty HK$949,329 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$91,682
−HK$5,749/mo
▼ 0.25% · 3.875%
HK$94,534
−HK$2,897/mo
Today · 4.125%
HK$97,431
baseline
▲ 0.50% · 4.625%
HK$103,360
+HK$5,929/mo
Deposit HK$2.23M · loan HK$20.10M · min. income ≈ HK$194,862/mo (50% DSR)
Upfront cash ≈ HK$3.18M (deposit + AVD stamp duty HK$949,329 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$101,995
−HK$5,511/mo
▼ 0.25% · 3.875%
HK$104,731
−HK$2,775/mo
Today · 4.125%
HK$107,506
baseline
▲ 0.50% · 4.625%
HK$113,172
+HK$5,666/mo
Deposit HK$2.23M · loan HK$20.10M · min. income ≈ HK$215,012/mo (50% DSR)
Upfront cash ≈ HK$3.18M (deposit + AVD stamp duty HK$949,329 · Scale 2, in force from 26 Feb 2026)