LTV · monthly repayment
▼ 0.50% · 3.625%
HK$50,935
−HK$3,194/mo
▼ 0.25% · 3.875%
HK$52,519
−HK$1,610/mo
Today · 4.125%
HK$54,129
baseline
▲ 0.50% · 4.625%
HK$57,423
+HK$3,294/mo
Deposit HK$11.17M · loan HK$11.17M · min. income ≈ HK$108,258/mo (50% DSR)
Upfront cash ≈ HK$12.12M (deposit + AVD stamp duty HK$949,342 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$56,665
−HK$3,061/mo
▼ 0.25% · 3.875%
HK$58,185
−HK$1,541/mo
Today · 4.125%
HK$59,726
baseline
▲ 0.50% · 4.625%
HK$62,874
+HK$3,148/mo
Deposit HK$11.17M · loan HK$11.17M · min. income ≈ HK$119,452/mo (50% DSR)
Upfront cash ≈ HK$12.12M (deposit + AVD stamp duty HK$949,342 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$61,122
−HK$3,833/mo
▼ 0.25% · 3.875%
HK$63,023
−HK$1,932/mo
Today · 4.125%
HK$64,955
baseline
▲ 0.50% · 4.625%
HK$68,907
+HK$3,952/mo
Deposit HK$8.93M · loan HK$13.40M · min. income ≈ HK$129,910/mo (50% DSR)
Upfront cash ≈ HK$9.88M (deposit + AVD stamp duty HK$949,342 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$67,998
−HK$3,673/mo
▼ 0.25% · 3.875%
HK$69,821
−HK$1,850/mo
Today · 4.125%
HK$71,671
baseline
▲ 0.50% · 4.625%
HK$75,449
+HK$3,778/mo
Deposit HK$8.93M · loan HK$13.40M · min. income ≈ HK$143,342/mo (50% DSR)
Upfront cash ≈ HK$9.88M (deposit + AVD stamp duty HK$949,342 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$71,309
−HK$4,472/mo
▼ 0.25% · 3.875%
HK$73,527
−HK$2,254/mo
Today · 4.125%
HK$75,781
baseline
▲ 0.50% · 4.625%
HK$80,392
+HK$4,611/mo
Deposit HK$6.70M · loan HK$15.64M · min. income ≈ HK$151,562/mo (50% DSR)
Upfront cash ≈ HK$7.65M (deposit + AVD stamp duty HK$949,342 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$79,331
−HK$4,286/mo
▼ 0.25% · 3.875%
HK$81,458
−HK$2,159/mo
Today · 4.125%
HK$83,617
baseline
▲ 0.50% · 4.625%
HK$88,024
+HK$4,407/mo
Deposit HK$6.70M · loan HK$15.64M · min. income ≈ HK$167,234/mo (50% DSR)
Upfront cash ≈ HK$7.65M (deposit + AVD stamp duty HK$949,342 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$91,683
−HK$5,750/mo
▼ 0.25% · 3.875%
HK$94,535
−HK$2,898/mo
Today · 4.125%
HK$97,433
baseline
▲ 0.50% · 4.625%
HK$103,361
+HK$5,928/mo
Deposit HK$2.23M · loan HK$20.10M · min. income ≈ HK$194,866/mo (50% DSR)
Upfront cash ≈ HK$3.18M (deposit + AVD stamp duty HK$949,342 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$101,997
−HK$5,510/mo
▼ 0.25% · 3.875%
HK$104,732
−HK$2,775/mo
Today · 4.125%
HK$107,507
baseline
▲ 0.50% · 4.625%
HK$113,174
+HK$5,667/mo
Deposit HK$2.23M · loan HK$20.10M · min. income ≈ HK$215,014/mo (50% DSR)
Upfront cash ≈ HK$3.18M (deposit + AVD stamp duty HK$949,342 · Scale 2, in force from 26 Feb 2026)