LTV · monthly repayment
▼ 0.50% · 3.625%
HK$50,936
−HK$3,194/mo
▼ 0.25% · 3.875%
HK$52,521
−HK$1,609/mo
Today · 4.125%
HK$54,130
baseline
▲ 0.50% · 4.625%
HK$57,424
+HK$3,294/mo
Deposit HK$11.17M · loan HK$11.17M · min. income ≈ HK$108,260/mo (50% DSR)
Upfront cash ≈ HK$12.12M (deposit + AVD stamp duty HK$949,361 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$56,666
−HK$3,061/mo
▼ 0.25% · 3.875%
HK$58,186
−HK$1,541/mo
Today · 4.125%
HK$59,727
baseline
▲ 0.50% · 4.625%
HK$62,876
+HK$3,149/mo
Deposit HK$11.17M · loan HK$11.17M · min. income ≈ HK$119,454/mo (50% DSR)
Upfront cash ≈ HK$12.12M (deposit + AVD stamp duty HK$949,361 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$61,123
−HK$3,833/mo
▼ 0.25% · 3.875%
HK$63,025
−HK$1,931/mo
Today · 4.125%
HK$64,956
baseline
▲ 0.50% · 4.625%
HK$68,909
+HK$3,953/mo
Deposit HK$8.94M · loan HK$13.40M · min. income ≈ HK$129,912/mo (50% DSR)
Upfront cash ≈ HK$9.88M (deposit + AVD stamp duty HK$949,361 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$67,999
−HK$3,674/mo
▼ 0.25% · 3.875%
HK$69,823
−HK$1,850/mo
Today · 4.125%
HK$71,673
baseline
▲ 0.50% · 4.625%
HK$75,451
+HK$3,778/mo
Deposit HK$8.94M · loan HK$13.40M · min. income ≈ HK$143,346/mo (50% DSR)
Upfront cash ≈ HK$9.88M (deposit + AVD stamp duty HK$949,361 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$71,311
−HK$4,471/mo
▼ 0.25% · 3.875%
HK$73,529
−HK$2,253/mo
Today · 4.125%
HK$75,782
baseline
▲ 0.50% · 4.625%
HK$80,394
+HK$4,612/mo
Deposit HK$6.70M · loan HK$15.64M · min. income ≈ HK$151,564/mo (50% DSR)
Upfront cash ≈ HK$7.65M (deposit + AVD stamp duty HK$949,361 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$79,332
−HK$4,286/mo
▼ 0.25% · 3.875%
HK$81,460
−HK$2,158/mo
Today · 4.125%
HK$83,618
baseline
▲ 0.50% · 4.625%
HK$88,026
+HK$4,408/mo
Deposit HK$6.70M · loan HK$15.64M · min. income ≈ HK$167,236/mo (50% DSR)
Upfront cash ≈ HK$7.65M (deposit + AVD stamp duty HK$949,361 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$91,685
−HK$5,749/mo
▼ 0.25% · 3.875%
HK$94,537
−HK$2,897/mo
Today · 4.125%
HK$97,434
baseline
▲ 0.50% · 4.625%
HK$103,363
+HK$5,929/mo
Deposit HK$2.23M · loan HK$20.10M · min. income ≈ HK$194,868/mo (50% DSR)
Upfront cash ≈ HK$3.18M (deposit + AVD stamp duty HK$949,361 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$101,999
−HK$5,510/mo
▼ 0.25% · 3.875%
HK$104,734
−HK$2,775/mo
Today · 4.125%
HK$107,509
baseline
▲ 0.50% · 4.625%
HK$113,176
+HK$5,667/mo
Deposit HK$2.23M · loan HK$20.10M · min. income ≈ HK$215,018/mo (50% DSR)
Upfront cash ≈ HK$3.18M (deposit + AVD stamp duty HK$949,361 · Scale 2, in force from 26 Feb 2026)