LTV · monthly repayment
▼ 0.50% · 3.625%
HK$50,942
−HK$3,195/mo
▼ 0.25% · 3.875%
HK$52,527
−HK$1,610/mo
Today · 4.125%
HK$54,137
baseline
▲ 0.50% · 4.625%
HK$57,431
+HK$3,294/mo
Deposit HK$11.17M · loan HK$11.17M · min. income ≈ HK$108,274/mo (50% DSR)
Upfront cash ≈ HK$12.12M (deposit + AVD stamp duty HK$949,472 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$56,673
−HK$3,061/mo
▼ 0.25% · 3.875%
HK$58,192
−HK$1,542/mo
Today · 4.125%
HK$59,734
baseline
▲ 0.50% · 4.625%
HK$62,883
+HK$3,149/mo
Deposit HK$11.17M · loan HK$11.17M · min. income ≈ HK$119,468/mo (50% DSR)
Upfront cash ≈ HK$12.12M (deposit + AVD stamp duty HK$949,472 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$61,131
−HK$3,833/mo
▼ 0.25% · 3.875%
HK$63,032
−HK$1,932/mo
Today · 4.125%
HK$64,964
baseline
▲ 0.50% · 4.625%
HK$68,917
+HK$3,953/mo
Deposit HK$8.94M · loan HK$13.40M · min. income ≈ HK$129,928/mo (50% DSR)
Upfront cash ≈ HK$9.89M (deposit + AVD stamp duty HK$949,472 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$68,007
−HK$3,674/mo
▼ 0.25% · 3.875%
HK$69,831
−HK$1,850/mo
Today · 4.125%
HK$71,681
baseline
▲ 0.50% · 4.625%
HK$75,460
+HK$3,779/mo
Deposit HK$8.94M · loan HK$13.40M · min. income ≈ HK$143,362/mo (50% DSR)
Upfront cash ≈ HK$9.89M (deposit + AVD stamp duty HK$949,472 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$71,319
−HK$4,472/mo
▼ 0.25% · 3.875%
HK$73,537
−HK$2,254/mo
Today · 4.125%
HK$75,791
baseline
▲ 0.50% · 4.625%
HK$80,403
+HK$4,612/mo
Deposit HK$6.70M · loan HK$15.64M · min. income ≈ HK$151,582/mo (50% DSR)
Upfront cash ≈ HK$7.65M (deposit + AVD stamp duty HK$949,472 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$79,342
−HK$4,286/mo
▼ 0.25% · 3.875%
HK$81,469
−HK$2,159/mo
Today · 4.125%
HK$83,628
baseline
▲ 0.50% · 4.625%
HK$88,036
+HK$4,408/mo
Deposit HK$6.70M · loan HK$15.64M · min. income ≈ HK$167,256/mo (50% DSR)
Upfront cash ≈ HK$7.65M (deposit + AVD stamp duty HK$949,472 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$91,696
−HK$5,750/mo
▼ 0.25% · 3.875%
HK$94,548
−HK$2,898/mo
Today · 4.125%
HK$97,446
baseline
▲ 0.50% · 4.625%
HK$103,375
+HK$5,929/mo
Deposit HK$2.23M · loan HK$20.11M · min. income ≈ HK$194,892/mo (50% DSR)
Upfront cash ≈ HK$3.18M (deposit + AVD stamp duty HK$949,472 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$102,011
−HK$5,511/mo
▼ 0.25% · 3.875%
HK$104,746
−HK$2,776/mo
Today · 4.125%
HK$107,522
baseline
▲ 0.50% · 4.625%
HK$113,190
+HK$5,668/mo
Deposit HK$2.23M · loan HK$20.11M · min. income ≈ HK$215,044/mo (50% DSR)
Upfront cash ≈ HK$3.18M (deposit + AVD stamp duty HK$949,472 · Scale 2, in force from 26 Feb 2026)