LTV · monthly repayment
▼ 0.50% · 3.625%
HK$509,428
−HK$31,946/mo
▼ 0.25% · 3.875%
HK$525,274
−HK$16,100/mo
Today · 4.125%
HK$541,374
baseline
▲ 0.50% · 4.625%
HK$574,315
+HK$32,941/mo
Deposit HK$111.70M · loan HK$111.70M · min. income ≈ HK$1,082,748/mo (50% DSR)
Upfront cash ≈ HK$126.23M (deposit + AVD stamp duty HK$14,521,531 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$566,733
−HK$30,619/mo
▼ 0.25% · 3.875%
HK$581,933
−HK$15,419/mo
Today · 4.125%
HK$597,352
baseline
▲ 0.50% · 4.625%
HK$628,840
+HK$31,488/mo
Deposit HK$111.70M · loan HK$111.70M · min. income ≈ HK$1,194,704/mo (50% DSR)
Upfront cash ≈ HK$126.23M (deposit + AVD stamp duty HK$14,521,531 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$611,314
−HK$38,334/mo
▼ 0.25% · 3.875%
HK$630,329
−HK$19,319/mo
Today · 4.125%
HK$649,648
baseline
▲ 0.50% · 4.625%
HK$689,178
+HK$39,530/mo
Deposit HK$89.36M · loan HK$134.04M · min. income ≈ HK$1,299,296/mo (50% DSR)
Upfront cash ≈ HK$103.88M (deposit + AVD stamp duty HK$14,521,531 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$680,080
−HK$36,743/mo
▼ 0.25% · 3.875%
HK$698,320
−HK$18,503/mo
Today · 4.125%
HK$716,823
baseline
▲ 0.50% · 4.625%
HK$754,607
+HK$37,784/mo
Deposit HK$89.36M · loan HK$134.04M · min. income ≈ HK$1,433,646/mo (50% DSR)
Upfront cash ≈ HK$103.88M (deposit + AVD stamp duty HK$14,521,531 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$713,199
−HK$44,724/mo
▼ 0.25% · 3.875%
HK$735,384
−HK$22,539/mo
Today · 4.125%
HK$757,923
baseline
▲ 0.50% · 4.625%
HK$804,041
+HK$46,118/mo
Deposit HK$67.02M · loan HK$156.39M · min. income ≈ HK$1,515,846/mo (50% DSR)
Upfront cash ≈ HK$81.54M (deposit + AVD stamp duty HK$14,521,531 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$793,427
−HK$42,866/mo
▼ 0.25% · 3.875%
HK$814,706
−HK$21,587/mo
Today · 4.125%
HK$836,293
baseline
▲ 0.50% · 4.625%
HK$880,375
+HK$44,082/mo
Deposit HK$67.02M · loan HK$156.39M · min. income ≈ HK$1,672,586/mo (50% DSR)
Upfront cash ≈ HK$81.54M (deposit + AVD stamp duty HK$14,521,531 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$916,970
−HK$57,502/mo
▼ 0.25% · 3.875%
HK$945,493
−HK$28,979/mo
Today · 4.125%
HK$974,472
baseline
▲ 0.50% · 4.625%
HK$1,033,767
+HK$59,295/mo
Deposit HK$22.34M · loan HK$201.07M · min. income ≈ HK$1,948,944/mo (50% DSR)
Upfront cash ≈ HK$36.86M (deposit + AVD stamp duty HK$14,521,531 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$1,020,120
−HK$55,114/mo
▼ 0.25% · 3.875%
HK$1,047,479
−HK$27,755/mo
Today · 4.125%
HK$1,075,234
baseline
▲ 0.50% · 4.625%
HK$1,131,911
+HK$56,677/mo
Deposit HK$22.34M · loan HK$201.07M · min. income ≈ HK$2,150,468/mo (50% DSR)
Upfront cash ≈ HK$36.86M (deposit + AVD stamp duty HK$14,521,531 · Scale 2, in force from 26 Feb 2026)