LTV · monthly repayment
▼ 0.50% · 3.625%
HK$50,943
−HK$3,195/mo
▼ 0.25% · 3.875%
HK$52,528
−HK$1,610/mo
Today · 4.125%
HK$54,138
baseline
▲ 0.50% · 4.625%
HK$57,432
+HK$3,294/mo
Deposit HK$11.17M · loan HK$11.17M · min. income ≈ HK$108,276/mo (50% DSR)
Upfront cash ≈ HK$12.12M (deposit + AVD stamp duty HK$949,493 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$56,674
−HK$3,062/mo
▼ 0.25% · 3.875%
HK$58,194
−HK$1,542/mo
Today · 4.125%
HK$59,736
baseline
▲ 0.50% · 4.625%
HK$62,884
+HK$3,148/mo
Deposit HK$11.17M · loan HK$11.17M · min. income ≈ HK$119,472/mo (50% DSR)
Upfront cash ≈ HK$12.12M (deposit + AVD stamp duty HK$949,493 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$61,132
−HK$3,833/mo
▼ 0.25% · 3.875%
HK$63,033
−HK$1,932/mo
Today · 4.125%
HK$64,965
baseline
▲ 0.50% · 4.625%
HK$68,918
+HK$3,953/mo
Deposit HK$8.94M · loan HK$13.40M · min. income ≈ HK$129,930/mo (50% DSR)
Upfront cash ≈ HK$9.89M (deposit + AVD stamp duty HK$949,493 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$68,009
−HK$3,674/mo
▼ 0.25% · 3.875%
HK$69,833
−HK$1,850/mo
Today · 4.125%
HK$71,683
baseline
▲ 0.50% · 4.625%
HK$75,461
+HK$3,778/mo
Deposit HK$8.94M · loan HK$13.40M · min. income ≈ HK$143,366/mo (50% DSR)
Upfront cash ≈ HK$9.89M (deposit + AVD stamp duty HK$949,493 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$71,321
−HK$4,472/mo
▼ 0.25% · 3.875%
HK$73,539
−HK$2,254/mo
Today · 4.125%
HK$75,793
baseline
▲ 0.50% · 4.625%
HK$80,405
+HK$4,612/mo
Deposit HK$6.70M · loan HK$15.64M · min. income ≈ HK$151,586/mo (50% DSR)
Upfront cash ≈ HK$7.65M (deposit + AVD stamp duty HK$949,493 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$79,343
−HK$4,287/mo
▼ 0.25% · 3.875%
HK$81,471
−HK$2,159/mo
Today · 4.125%
HK$83,630
baseline
▲ 0.50% · 4.625%
HK$88,038
+HK$4,408/mo
Deposit HK$6.70M · loan HK$15.64M · min. income ≈ HK$167,260/mo (50% DSR)
Upfront cash ≈ HK$7.65M (deposit + AVD stamp duty HK$949,493 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$91,698
−HK$5,750/mo
▼ 0.25% · 3.875%
HK$94,550
−HK$2,898/mo
Today · 4.125%
HK$97,448
baseline
▲ 0.50% · 4.625%
HK$103,378
+HK$5,930/mo
Deposit HK$2.23M · loan HK$20.11M · min. income ≈ HK$194,896/mo (50% DSR)
Upfront cash ≈ HK$3.18M (deposit + AVD stamp duty HK$949,493 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$102,013
−HK$5,511/mo
▼ 0.25% · 3.875%
HK$104,749
−HK$2,775/mo
Today · 4.125%
HK$107,524
baseline
▲ 0.50% · 4.625%
HK$113,192
+HK$5,668/mo
Deposit HK$2.23M · loan HK$20.11M · min. income ≈ HK$215,048/mo (50% DSR)
Upfront cash ≈ HK$3.18M (deposit + AVD stamp duty HK$949,493 · Scale 2, in force from 26 Feb 2026)