LTV · monthly repayment
▼ 0.50% · 3.625%
HK$50,946
−HK$3,194/mo
▼ 0.25% · 3.875%
HK$52,530
−HK$1,610/mo
Today · 4.125%
HK$54,140
baseline
▲ 0.50% · 4.625%
HK$57,435
+HK$3,295/mo
Deposit HK$11.17M · loan HK$11.17M · min. income ≈ HK$108,280/mo (50% DSR)
Upfront cash ≈ HK$12.12M (deposit + AVD stamp duty HK$949,540 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$56,677
−HK$3,062/mo
▼ 0.25% · 3.875%
HK$58,197
−HK$1,542/mo
Today · 4.125%
HK$59,739
baseline
▲ 0.50% · 4.625%
HK$62,888
+HK$3,149/mo
Deposit HK$11.17M · loan HK$11.17M · min. income ≈ HK$119,478/mo (50% DSR)
Upfront cash ≈ HK$12.12M (deposit + AVD stamp duty HK$949,540 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$61,135
−HK$3,834/mo
▼ 0.25% · 3.875%
HK$63,037
−HK$1,932/mo
Today · 4.125%
HK$64,969
baseline
▲ 0.50% · 4.625%
HK$68,922
+HK$3,953/mo
Deposit HK$8.94M · loan HK$13.41M · min. income ≈ HK$129,938/mo (50% DSR)
Upfront cash ≈ HK$9.89M (deposit + AVD stamp duty HK$949,540 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$68,012
−HK$3,674/mo
▼ 0.25% · 3.875%
HK$69,836
−HK$1,850/mo
Today · 4.125%
HK$71,686
baseline
▲ 0.50% · 4.625%
HK$75,465
+HK$3,779/mo
Deposit HK$8.94M · loan HK$13.41M · min. income ≈ HK$143,372/mo (50% DSR)
Upfront cash ≈ HK$9.89M (deposit + AVD stamp duty HK$949,540 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$71,324
−HK$4,473/mo
▼ 0.25% · 3.875%
HK$73,543
−HK$2,254/mo
Today · 4.125%
HK$75,797
baseline
▲ 0.50% · 4.625%
HK$80,409
+HK$4,612/mo
Deposit HK$6.70M · loan HK$15.64M · min. income ≈ HK$151,594/mo (50% DSR)
Upfront cash ≈ HK$7.65M (deposit + AVD stamp duty HK$949,540 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$79,347
−HK$4,287/mo
▼ 0.25% · 3.875%
HK$81,475
−HK$2,159/mo
Today · 4.125%
HK$83,634
baseline
▲ 0.50% · 4.625%
HK$88,043
+HK$4,409/mo
Deposit HK$6.70M · loan HK$15.64M · min. income ≈ HK$167,268/mo (50% DSR)
Upfront cash ≈ HK$7.65M (deposit + AVD stamp duty HK$949,540 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$91,702
−HK$5,751/mo
▼ 0.25% · 3.875%
HK$94,555
−HK$2,898/mo
Today · 4.125%
HK$97,453
baseline
▲ 0.50% · 4.625%
HK$103,383
+HK$5,930/mo
Deposit HK$2.23M · loan HK$20.11M · min. income ≈ HK$194,906/mo (50% DSR)
Upfront cash ≈ HK$3.18M (deposit + AVD stamp duty HK$949,540 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$102,018
−HK$5,512/mo
▼ 0.25% · 3.875%
HK$104,754
−HK$2,776/mo
Today · 4.125%
HK$107,530
baseline
▲ 0.50% · 4.625%
HK$113,198
+HK$5,668/mo
Deposit HK$2.23M · loan HK$20.11M · min. income ≈ HK$215,060/mo (50% DSR)
Upfront cash ≈ HK$3.18M (deposit + AVD stamp duty HK$949,540 · Scale 2, in force from 26 Feb 2026)