LTV · monthly repayment
▼ 0.50% · 3.625%
HK$50,948
−HK$3,195/mo
▼ 0.25% · 3.875%
HK$52,533
−HK$1,610/mo
Today · 4.125%
HK$54,143
baseline
▲ 0.50% · 4.625%
HK$57,437
+HK$3,294/mo
Deposit HK$11.17M · loan HK$11.17M · min. income ≈ HK$108,286/mo (50% DSR)
Upfront cash ≈ HK$12.12M (deposit + AVD stamp duty HK$949,584 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$56,679
−HK$3,062/mo
▼ 0.25% · 3.875%
HK$58,199
−HK$1,542/mo
Today · 4.125%
HK$59,741
baseline
▲ 0.50% · 4.625%
HK$62,891
+HK$3,150/mo
Deposit HK$11.17M · loan HK$11.17M · min. income ≈ HK$119,482/mo (50% DSR)
Upfront cash ≈ HK$12.12M (deposit + AVD stamp duty HK$949,584 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$61,138
−HK$3,834/mo
▼ 0.25% · 3.875%
HK$63,039
−HK$1,933/mo
Today · 4.125%
HK$64,972
baseline
▲ 0.50% · 4.625%
HK$68,925
+HK$3,953/mo
Deposit HK$8.94M · loan HK$13.41M · min. income ≈ HK$129,944/mo (50% DSR)
Upfront cash ≈ HK$9.89M (deposit + AVD stamp duty HK$949,584 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$68,015
−HK$3,675/mo
▼ 0.25% · 3.875%
HK$69,839
−HK$1,851/mo
Today · 4.125%
HK$71,690
baseline
▲ 0.50% · 4.625%
HK$75,469
+HK$3,779/mo
Deposit HK$8.94M · loan HK$13.41M · min. income ≈ HK$143,380/mo (50% DSR)
Upfront cash ≈ HK$9.89M (deposit + AVD stamp duty HK$949,584 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$71,327
−HK$4,473/mo
▼ 0.25% · 3.875%
HK$73,546
−HK$2,254/mo
Today · 4.125%
HK$75,800
baseline
▲ 0.50% · 4.625%
HK$80,412
+HK$4,612/mo
Deposit HK$6.70M · loan HK$15.64M · min. income ≈ HK$151,600/mo (50% DSR)
Upfront cash ≈ HK$7.65M (deposit + AVD stamp duty HK$949,584 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$79,351
−HK$4,287/mo
▼ 0.25% · 3.875%
HK$81,479
−HK$2,159/mo
Today · 4.125%
HK$83,638
baseline
▲ 0.50% · 4.625%
HK$88,047
+HK$4,409/mo
Deposit HK$6.70M · loan HK$15.64M · min. income ≈ HK$167,276/mo (50% DSR)
Upfront cash ≈ HK$7.65M (deposit + AVD stamp duty HK$949,584 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$91,707
−HK$5,750/mo
▼ 0.25% · 3.875%
HK$94,559
−HK$2,898/mo
Today · 4.125%
HK$97,457
baseline
▲ 0.50% · 4.625%
HK$103,387
+HK$5,930/mo
Deposit HK$2.23M · loan HK$20.11M · min. income ≈ HK$194,914/mo (50% DSR)
Upfront cash ≈ HK$3.18M (deposit + AVD stamp duty HK$949,584 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$102,023
−HK$5,512/mo
▼ 0.25% · 3.875%
HK$104,759
−HK$2,776/mo
Today · 4.125%
HK$107,535
baseline
▲ 0.50% · 4.625%
HK$113,203
+HK$5,668/mo
Deposit HK$2.23M · loan HK$20.11M · min. income ≈ HK$215,070/mo (50% DSR)
Upfront cash ≈ HK$3.18M (deposit + AVD stamp duty HK$949,584 · Scale 2, in force from 26 Feb 2026)