LTV · monthly repayment
▼ 0.50% · 3.625%
HK$50,952
−HK$3,195/mo
▼ 0.25% · 3.875%
HK$52,537
−HK$1,610/mo
Today · 4.125%
HK$54,147
baseline
▲ 0.50% · 4.625%
HK$57,442
+HK$3,295/mo
Deposit HK$11.17M · loan HK$11.17M · min. income ≈ HK$108,294/mo (50% DSR)
Upfront cash ≈ HK$12.12M (deposit + AVD stamp duty HK$949,662 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$56,684
−HK$3,062/mo
▼ 0.25% · 3.875%
HK$58,204
−HK$1,542/mo
Today · 4.125%
HK$59,746
baseline
▲ 0.50% · 4.625%
HK$62,896
+HK$3,150/mo
Deposit HK$11.17M · loan HK$11.17M · min. income ≈ HK$119,492/mo (50% DSR)
Upfront cash ≈ HK$12.12M (deposit + AVD stamp duty HK$949,662 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$61,143
−HK$3,834/mo
▼ 0.25% · 3.875%
HK$63,045
−HK$1,932/mo
Today · 4.125%
HK$64,977
baseline
▲ 0.50% · 4.625%
HK$68,931
+HK$3,954/mo
Deposit HK$8.94M · loan HK$13.41M · min. income ≈ HK$129,954/mo (50% DSR)
Upfront cash ≈ HK$9.89M (deposit + AVD stamp duty HK$949,662 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$68,021
−HK$3,675/mo
▼ 0.25% · 3.875%
HK$69,845
−HK$1,851/mo
Today · 4.125%
HK$71,696
baseline
▲ 0.50% · 4.625%
HK$75,475
+HK$3,779/mo
Deposit HK$8.94M · loan HK$13.41M · min. income ≈ HK$143,392/mo (50% DSR)
Upfront cash ≈ HK$9.89M (deposit + AVD stamp duty HK$949,662 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$71,333
−HK$4,473/mo
▼ 0.25% · 3.875%
HK$73,552
−HK$2,254/mo
Today · 4.125%
HK$75,806
baseline
▲ 0.50% · 4.625%
HK$80,419
+HK$4,613/mo
Deposit HK$6.70M · loan HK$15.64M · min. income ≈ HK$151,612/mo (50% DSR)
Upfront cash ≈ HK$7.65M (deposit + AVD stamp duty HK$949,662 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$79,357
−HK$4,288/mo
▼ 0.25% · 3.875%
HK$81,486
−HK$2,159/mo
Today · 4.125%
HK$83,645
baseline
▲ 0.50% · 4.625%
HK$88,054
+HK$4,409/mo
Deposit HK$6.70M · loan HK$15.64M · min. income ≈ HK$167,290/mo (50% DSR)
Upfront cash ≈ HK$7.65M (deposit + AVD stamp duty HK$949,662 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$91,714
−HK$5,751/mo
▼ 0.25% · 3.875%
HK$94,567
−HK$2,898/mo
Today · 4.125%
HK$97,465
baseline
▲ 0.50% · 4.625%
HK$103,396
+HK$5,931/mo
Deposit HK$2.23M · loan HK$20.11M · min. income ≈ HK$194,930/mo (50% DSR)
Upfront cash ≈ HK$3.18M (deposit + AVD stamp duty HK$949,662 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$102,031
−HK$5,512/mo
▼ 0.25% · 3.875%
HK$104,767
−HK$2,776/mo
Today · 4.125%
HK$107,543
baseline
▲ 0.50% · 4.625%
HK$113,212
+HK$5,669/mo
Deposit HK$2.23M · loan HK$20.11M · min. income ≈ HK$215,086/mo (50% DSR)
Upfront cash ≈ HK$3.18M (deposit + AVD stamp duty HK$949,662 · Scale 2, in force from 26 Feb 2026)