LTV · monthly repayment
▼ 0.50% · 3.625%
HK$50,955
−HK$3,196/mo
▼ 0.25% · 3.875%
HK$52,540
−HK$1,611/mo
Today · 4.125%
HK$54,151
baseline
▲ 0.50% · 4.625%
HK$57,446
+HK$3,295/mo
Deposit HK$11.17M · loan HK$11.17M · min. income ≈ HK$108,302/mo (50% DSR)
Upfront cash ≈ HK$12.12M (deposit + AVD stamp duty HK$949,722 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$56,687
−HK$3,063/mo
▼ 0.25% · 3.875%
HK$58,208
−HK$1,542/mo
Today · 4.125%
HK$59,750
baseline
▲ 0.50% · 4.625%
HK$62,900
+HK$3,150/mo
Deposit HK$11.17M · loan HK$11.17M · min. income ≈ HK$119,500/mo (50% DSR)
Upfront cash ≈ HK$12.12M (deposit + AVD stamp duty HK$949,722 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$61,147
−HK$3,834/mo
▼ 0.25% · 3.875%
HK$63,049
−HK$1,932/mo
Today · 4.125%
HK$64,981
baseline
▲ 0.50% · 4.625%
HK$68,935
+HK$3,954/mo
Deposit HK$8.94M · loan HK$13.41M · min. income ≈ HK$129,962/mo (50% DSR)
Upfront cash ≈ HK$9.89M (deposit + AVD stamp duty HK$949,722 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$68,025
−HK$3,675/mo
▼ 0.25% · 3.875%
HK$69,849
−HK$1,851/mo
Today · 4.125%
HK$71,700
baseline
▲ 0.50% · 4.625%
HK$75,480
+HK$3,780/mo
Deposit HK$8.94M · loan HK$13.41M · min. income ≈ HK$143,400/mo (50% DSR)
Upfront cash ≈ HK$9.89M (deposit + AVD stamp duty HK$949,722 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$71,338
−HK$4,473/mo
▼ 0.25% · 3.875%
HK$73,557
−HK$2,254/mo
Today · 4.125%
HK$75,811
baseline
▲ 0.50% · 4.625%
HK$80,424
+HK$4,613/mo
Deposit HK$6.70M · loan HK$15.64M · min. income ≈ HK$151,622/mo (50% DSR)
Upfront cash ≈ HK$7.65M (deposit + AVD stamp duty HK$949,722 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$79,362
−HK$4,288/mo
▼ 0.25% · 3.875%
HK$81,491
−HK$2,159/mo
Today · 4.125%
HK$83,650
baseline
▲ 0.50% · 4.625%
HK$88,059
+HK$4,409/mo
Deposit HK$6.70M · loan HK$15.64M · min. income ≈ HK$167,300/mo (50% DSR)
Upfront cash ≈ HK$7.65M (deposit + AVD stamp duty HK$949,722 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$91,720
−HK$5,752/mo
▼ 0.25% · 3.875%
HK$94,573
−HK$2,899/mo
Today · 4.125%
HK$97,472
baseline
▲ 0.50% · 4.625%
HK$103,402
+HK$5,930/mo
Deposit HK$2.23M · loan HK$20.11M · min. income ≈ HK$194,944/mo (50% DSR)
Upfront cash ≈ HK$3.18M (deposit + AVD stamp duty HK$949,722 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$102,037
−HK$5,513/mo
▼ 0.25% · 3.875%
HK$104,774
−HK$2,776/mo
Today · 4.125%
HK$107,550
baseline
▲ 0.50% · 4.625%
HK$113,219
+HK$5,669/mo
Deposit HK$2.23M · loan HK$20.11M · min. income ≈ HK$215,100/mo (50% DSR)
Upfront cash ≈ HK$3.18M (deposit + AVD stamp duty HK$949,722 · Scale 2, in force from 26 Feb 2026)