LTV · monthly repayment
▼ 0.50% · 3.625%
HK$50,956
−HK$3,195/mo
▼ 0.25% · 3.875%
HK$52,541
−HK$1,610/mo
Today · 4.125%
HK$54,151
baseline
▲ 0.50% · 4.625%
HK$57,446
+HK$3,295/mo
Deposit HK$11.17M · loan HK$11.17M · min. income ≈ HK$108,302/mo (50% DSR)
Upfront cash ≈ HK$12.12M (deposit + AVD stamp duty HK$949,731 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$56,688
−HK$3,063/mo
▼ 0.25% · 3.875%
HK$58,208
−HK$1,543/mo
Today · 4.125%
HK$59,751
baseline
▲ 0.50% · 4.625%
HK$62,900
+HK$3,149/mo
Deposit HK$11.17M · loan HK$11.17M · min. income ≈ HK$119,502/mo (50% DSR)
Upfront cash ≈ HK$12.12M (deposit + AVD stamp duty HK$949,731 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$61,147
−HK$3,835/mo
▼ 0.25% · 3.875%
HK$63,049
−HK$1,933/mo
Today · 4.125%
HK$64,982
baseline
▲ 0.50% · 4.625%
HK$68,936
+HK$3,954/mo
Deposit HK$8.94M · loan HK$13.41M · min. income ≈ HK$129,964/mo (50% DSR)
Upfront cash ≈ HK$9.89M (deposit + AVD stamp duty HK$949,731 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$68,026
−HK$3,675/mo
▼ 0.25% · 3.875%
HK$69,850
−HK$1,851/mo
Today · 4.125%
HK$71,701
baseline
▲ 0.50% · 4.625%
HK$75,480
+HK$3,779/mo
Deposit HK$8.94M · loan HK$13.41M · min. income ≈ HK$143,402/mo (50% DSR)
Upfront cash ≈ HK$9.89M (deposit + AVD stamp duty HK$949,731 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$71,338
−HK$4,474/mo
▼ 0.25% · 3.875%
HK$73,557
−HK$2,255/mo
Today · 4.125%
HK$75,812
baseline
▲ 0.50% · 4.625%
HK$80,425
+HK$4,613/mo
Deposit HK$6.70M · loan HK$15.64M · min. income ≈ HK$151,624/mo (50% DSR)
Upfront cash ≈ HK$7.65M (deposit + AVD stamp duty HK$949,731 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$79,363
−HK$4,288/mo
▼ 0.25% · 3.875%
HK$81,492
−HK$2,159/mo
Today · 4.125%
HK$83,651
baseline
▲ 0.50% · 4.625%
HK$88,060
+HK$4,409/mo
Deposit HK$6.70M · loan HK$15.64M · min. income ≈ HK$167,302/mo (50% DSR)
Upfront cash ≈ HK$7.65M (deposit + AVD stamp duty HK$949,731 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$91,721
−HK$5,751/mo
▼ 0.25% · 3.875%
HK$94,574
−HK$2,898/mo
Today · 4.125%
HK$97,472
baseline
▲ 0.50% · 4.625%
HK$103,403
+HK$5,931/mo
Deposit HK$2.23M · loan HK$20.11M · min. income ≈ HK$194,944/mo (50% DSR)
Upfront cash ≈ HK$3.18M (deposit + AVD stamp duty HK$949,731 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$102,038
−HK$5,513/mo
▼ 0.25% · 3.875%
HK$104,775
−HK$2,776/mo
Today · 4.125%
HK$107,551
baseline
▲ 0.50% · 4.625%
HK$113,220
+HK$5,669/mo
Deposit HK$2.23M · loan HK$20.11M · min. income ≈ HK$215,102/mo (50% DSR)
Upfront cash ≈ HK$3.18M (deposit + AVD stamp duty HK$949,731 · Scale 2, in force from 26 Feb 2026)