LTV · monthly repayment
▼ 0.50% · 3.625%
HK$50,957
−HK$3,195/mo
▼ 0.25% · 3.875%
HK$52,542
−HK$1,610/mo
Today · 4.125%
HK$54,152
baseline
▲ 0.50% · 4.625%
HK$57,447
+HK$3,295/mo
Deposit HK$11.17M · loan HK$11.17M · min. income ≈ HK$108,304/mo (50% DSR)
Upfront cash ≈ HK$12.12M (deposit + AVD stamp duty HK$949,741 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$56,689
−HK$3,062/mo
▼ 0.25% · 3.875%
HK$58,209
−HK$1,542/mo
Today · 4.125%
HK$59,751
baseline
▲ 0.50% · 4.625%
HK$62,901
+HK$3,150/mo
Deposit HK$11.17M · loan HK$11.17M · min. income ≈ HK$119,502/mo (50% DSR)
Upfront cash ≈ HK$12.12M (deposit + AVD stamp duty HK$949,741 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$61,148
−HK$3,834/mo
▼ 0.25% · 3.875%
HK$63,050
−HK$1,932/mo
Today · 4.125%
HK$64,982
baseline
▲ 0.50% · 4.625%
HK$68,936
+HK$3,954/mo
Deposit HK$8.94M · loan HK$13.41M · min. income ≈ HK$129,964/mo (50% DSR)
Upfront cash ≈ HK$9.89M (deposit + AVD stamp duty HK$949,741 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$68,026
−HK$3,676/mo
▼ 0.25% · 3.875%
HK$69,851
−HK$1,851/mo
Today · 4.125%
HK$71,702
baseline
▲ 0.50% · 4.625%
HK$75,481
+HK$3,779/mo
Deposit HK$8.94M · loan HK$13.41M · min. income ≈ HK$143,404/mo (50% DSR)
Upfront cash ≈ HK$9.89M (deposit + AVD stamp duty HK$949,741 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$71,339
−HK$4,474/mo
▼ 0.25% · 3.875%
HK$73,558
−HK$2,255/mo
Today · 4.125%
HK$75,813
baseline
▲ 0.50% · 4.625%
HK$80,426
+HK$4,613/mo
Deposit HK$6.70M · loan HK$15.64M · min. income ≈ HK$151,626/mo (50% DSR)
Upfront cash ≈ HK$7.65M (deposit + AVD stamp duty HK$949,741 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$79,364
−HK$4,288/mo
▼ 0.25% · 3.875%
HK$81,493
−HK$2,159/mo
Today · 4.125%
HK$83,652
baseline
▲ 0.50% · 4.625%
HK$88,061
+HK$4,409/mo
Deposit HK$6.70M · loan HK$15.64M · min. income ≈ HK$167,304/mo (50% DSR)
Upfront cash ≈ HK$7.65M (deposit + AVD stamp duty HK$949,741 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$91,722
−HK$5,751/mo
▼ 0.25% · 3.875%
HK$94,575
−HK$2,898/mo
Today · 4.125%
HK$97,473
baseline
▲ 0.50% · 4.625%
HK$103,405
+HK$5,932/mo
Deposit HK$2.23M · loan HK$20.11M · min. income ≈ HK$194,946/mo (50% DSR)
Upfront cash ≈ HK$3.18M (deposit + AVD stamp duty HK$949,741 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$102,039
−HK$5,513/mo
▼ 0.25% · 3.875%
HK$104,776
−HK$2,776/mo
Today · 4.125%
HK$107,552
baseline
▲ 0.50% · 4.625%
HK$113,222
+HK$5,670/mo
Deposit HK$2.23M · loan HK$20.11M · min. income ≈ HK$215,104/mo (50% DSR)
Upfront cash ≈ HK$3.18M (deposit + AVD stamp duty HK$949,741 · Scale 2, in force from 26 Feb 2026)