LTV · monthly repayment
▼ 0.50% · 3.625%
HK$50,958
−HK$3,196/mo
▼ 0.25% · 3.875%
HK$52,543
−HK$1,611/mo
Today · 4.125%
HK$54,154
baseline
▲ 0.50% · 4.625%
HK$57,449
+HK$3,295/mo
Deposit HK$11.17M · loan HK$11.17M · min. income ≈ HK$108,308/mo (50% DSR)
Upfront cash ≈ HK$12.12M (deposit + AVD stamp duty HK$949,773 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$56,691
−HK$3,062/mo
▼ 0.25% · 3.875%
HK$58,211
−HK$1,542/mo
Today · 4.125%
HK$59,753
baseline
▲ 0.50% · 4.625%
HK$62,903
+HK$3,150/mo
Deposit HK$11.17M · loan HK$11.17M · min. income ≈ HK$119,506/mo (50% DSR)
Upfront cash ≈ HK$12.12M (deposit + AVD stamp duty HK$949,773 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$61,150
−HK$3,834/mo
▼ 0.25% · 3.875%
HK$63,052
−HK$1,932/mo
Today · 4.125%
HK$64,984
baseline
▲ 0.50% · 4.625%
HK$68,939
+HK$3,955/mo
Deposit HK$8.94M · loan HK$13.41M · min. income ≈ HK$129,968/mo (50% DSR)
Upfront cash ≈ HK$9.89M (deposit + AVD stamp duty HK$949,773 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$68,029
−HK$3,675/mo
▼ 0.25% · 3.875%
HK$69,853
−HK$1,851/mo
Today · 4.125%
HK$71,704
baseline
▲ 0.50% · 4.625%
HK$75,484
+HK$3,780/mo
Deposit HK$8.94M · loan HK$13.41M · min. income ≈ HK$143,408/mo (50% DSR)
Upfront cash ≈ HK$9.89M (deposit + AVD stamp duty HK$949,773 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$71,342
−HK$4,473/mo
▼ 0.25% · 3.875%
HK$73,561
−HK$2,254/mo
Today · 4.125%
HK$75,815
baseline
▲ 0.50% · 4.625%
HK$80,428
+HK$4,613/mo
Deposit HK$6.70M · loan HK$15.64M · min. income ≈ HK$151,630/mo (50% DSR)
Upfront cash ≈ HK$7.65M (deposit + AVD stamp duty HK$949,773 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$79,367
−HK$4,288/mo
▼ 0.25% · 3.875%
HK$81,495
−HK$2,160/mo
Today · 4.125%
HK$83,655
baseline
▲ 0.50% · 4.625%
HK$88,064
+HK$4,409/mo
Deposit HK$6.70M · loan HK$15.64M · min. income ≈ HK$167,310/mo (50% DSR)
Upfront cash ≈ HK$7.65M (deposit + AVD stamp duty HK$949,773 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$91,725
−HK$5,752/mo
▼ 0.25% · 3.875%
HK$94,578
−HK$2,899/mo
Today · 4.125%
HK$97,477
baseline
▲ 0.50% · 4.625%
HK$103,408
+HK$5,931/mo
Deposit HK$2.23M · loan HK$20.11M · min. income ≈ HK$194,954/mo (50% DSR)
Upfront cash ≈ HK$3.18M (deposit + AVD stamp duty HK$949,773 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$102,043
−HK$5,513/mo
▼ 0.25% · 3.875%
HK$104,780
−HK$2,776/mo
Today · 4.125%
HK$107,556
baseline
▲ 0.50% · 4.625%
HK$113,225
+HK$5,669/mo
Deposit HK$2.23M · loan HK$20.11M · min. income ≈ HK$215,112/mo (50% DSR)
Upfront cash ≈ HK$3.18M (deposit + AVD stamp duty HK$949,773 · Scale 2, in force from 26 Feb 2026)