LTV · monthly repayment
▼ 0.50% · 3.625%
HK$50,959
−HK$3,195/mo
▼ 0.25% · 3.875%
HK$52,544
−HK$1,610/mo
Today · 4.125%
HK$54,154
baseline
▲ 0.50% · 4.625%
HK$57,449
+HK$3,295/mo
Deposit HK$11.17M · loan HK$11.17M · min. income ≈ HK$108,308/mo (50% DSR)
Upfront cash ≈ HK$12.12M (deposit + AVD stamp duty HK$949,780 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$56,691
−HK$3,063/mo
▼ 0.25% · 3.875%
HK$58,211
−HK$1,543/mo
Today · 4.125%
HK$59,754
baseline
▲ 0.50% · 4.625%
HK$62,903
+HK$3,149/mo
Deposit HK$11.17M · loan HK$11.17M · min. income ≈ HK$119,508/mo (50% DSR)
Upfront cash ≈ HK$12.12M (deposit + AVD stamp duty HK$949,780 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$61,150
−HK$3,835/mo
▼ 0.25% · 3.875%
HK$63,052
−HK$1,933/mo
Today · 4.125%
HK$64,985
baseline
▲ 0.50% · 4.625%
HK$68,939
+HK$3,954/mo
Deposit HK$8.94M · loan HK$13.41M · min. income ≈ HK$129,970/mo (50% DSR)
Upfront cash ≈ HK$9.89M (deposit + AVD stamp duty HK$949,780 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$68,029
−HK$3,676/mo
▼ 0.25% · 3.875%
HK$69,854
−HK$1,851/mo
Today · 4.125%
HK$71,705
baseline
▲ 0.50% · 4.625%
HK$75,484
+HK$3,779/mo
Deposit HK$8.94M · loan HK$13.41M · min. income ≈ HK$143,410/mo (50% DSR)
Upfront cash ≈ HK$9.89M (deposit + AVD stamp duty HK$949,780 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$71,342
−HK$4,474/mo
▼ 0.25% · 3.875%
HK$73,561
−HK$2,255/mo
Today · 4.125%
HK$75,816
baseline
▲ 0.50% · 4.625%
HK$80,429
+HK$4,613/mo
Deposit HK$6.70M · loan HK$15.64M · min. income ≈ HK$151,632/mo (50% DSR)
Upfront cash ≈ HK$7.65M (deposit + AVD stamp duty HK$949,780 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$79,367
−HK$4,288/mo
▼ 0.25% · 3.875%
HK$81,496
−HK$2,159/mo
Today · 4.125%
HK$83,655
baseline
▲ 0.50% · 4.625%
HK$88,065
+HK$4,410/mo
Deposit HK$6.70M · loan HK$15.64M · min. income ≈ HK$167,310/mo (50% DSR)
Upfront cash ≈ HK$7.65M (deposit + AVD stamp duty HK$949,780 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$91,725
−HK$5,752/mo
▼ 0.25% · 3.875%
HK$94,579
−HK$2,898/mo
Today · 4.125%
HK$97,477
baseline
▲ 0.50% · 4.625%
HK$103,409
+HK$5,932/mo
Deposit HK$2.23M · loan HK$20.11M · min. income ≈ HK$194,954/mo (50% DSR)
Upfront cash ≈ HK$3.18M (deposit + AVD stamp duty HK$949,780 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$102,044
−HK$5,513/mo
▼ 0.25% · 3.875%
HK$104,780
−HK$2,777/mo
Today · 4.125%
HK$107,557
baseline
▲ 0.50% · 4.625%
HK$113,226
+HK$5,669/mo
Deposit HK$2.23M · loan HK$20.11M · min. income ≈ HK$215,114/mo (50% DSR)
Upfront cash ≈ HK$3.18M (deposit + AVD stamp duty HK$949,780 · Scale 2, in force from 26 Feb 2026)