LTV · monthly repayment
▼ 0.50% · 3.625%
HK$50,960
−HK$3,196/mo
▼ 0.25% · 3.875%
HK$52,545
−HK$1,611/mo
Today · 4.125%
HK$54,156
baseline
▲ 0.50% · 4.625%
HK$57,451
+HK$3,295/mo
Deposit HK$11.17M · loan HK$11.17M · min. income ≈ HK$108,312/mo (50% DSR)
Upfront cash ≈ HK$12.12M (deposit + AVD stamp duty HK$949,810 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$56,693
−HK$3,063/mo
▼ 0.25% · 3.875%
HK$58,213
−HK$1,543/mo
Today · 4.125%
HK$59,756
baseline
▲ 0.50% · 4.625%
HK$62,905
+HK$3,149/mo
Deposit HK$11.17M · loan HK$11.17M · min. income ≈ HK$119,512/mo (50% DSR)
Upfront cash ≈ HK$12.12M (deposit + AVD stamp duty HK$949,810 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$61,152
−HK$3,835/mo
▼ 0.25% · 3.875%
HK$63,054
−HK$1,933/mo
Today · 4.125%
HK$64,987
baseline
▲ 0.50% · 4.625%
HK$68,941
+HK$3,954/mo
Deposit HK$8.94M · loan HK$13.41M · min. income ≈ HK$129,974/mo (50% DSR)
Upfront cash ≈ HK$9.89M (deposit + AVD stamp duty HK$949,810 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$68,031
−HK$3,676/mo
▼ 0.25% · 3.875%
HK$69,856
−HK$1,851/mo
Today · 4.125%
HK$71,707
baseline
▲ 0.50% · 4.625%
HK$75,487
+HK$3,780/mo
Deposit HK$8.94M · loan HK$13.41M · min. income ≈ HK$143,414/mo (50% DSR)
Upfront cash ≈ HK$9.89M (deposit + AVD stamp duty HK$949,810 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$71,344
−HK$4,474/mo
▼ 0.25% · 3.875%
HK$73,564
−HK$2,254/mo
Today · 4.125%
HK$75,818
baseline
▲ 0.50% · 4.625%
HK$80,432
+HK$4,614/mo
Deposit HK$6.70M · loan HK$15.64M · min. income ≈ HK$151,636/mo (50% DSR)
Upfront cash ≈ HK$7.65M (deposit + AVD stamp duty HK$949,810 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$79,370
−HK$4,288/mo
▼ 0.25% · 3.875%
HK$81,498
−HK$2,160/mo
Today · 4.125%
HK$83,658
baseline
▲ 0.50% · 4.625%
HK$88,068
+HK$4,410/mo
Deposit HK$6.70M · loan HK$15.64M · min. income ≈ HK$167,316/mo (50% DSR)
Upfront cash ≈ HK$7.65M (deposit + AVD stamp duty HK$949,810 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$91,728
−HK$5,753/mo
▼ 0.25% · 3.875%
HK$94,582
−HK$2,899/mo
Today · 4.125%
HK$97,481
baseline
▲ 0.50% · 4.625%
HK$103,412
+HK$5,931/mo
Deposit HK$2.23M · loan HK$20.11M · min. income ≈ HK$194,962/mo (50% DSR)
Upfront cash ≈ HK$3.18M (deposit + AVD stamp duty HK$949,810 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$102,047
−HK$5,513/mo
▼ 0.25% · 3.875%
HK$104,784
−HK$2,776/mo
Today · 4.125%
HK$107,560
baseline
▲ 0.50% · 4.625%
HK$113,230
+HK$5,670/mo
Deposit HK$2.23M · loan HK$20.11M · min. income ≈ HK$215,120/mo (50% DSR)
Upfront cash ≈ HK$3.18M (deposit + AVD stamp duty HK$949,810 · Scale 2, in force from 26 Feb 2026)