LTV · monthly repayment
▼ 0.50% · 3.625%
HK$50,961
−HK$3,196/mo
▼ 0.25% · 3.875%
HK$52,546
−HK$1,611/mo
Today · 4.125%
HK$54,157
baseline
▲ 0.50% · 4.625%
HK$57,452
+HK$3,295/mo
Deposit HK$11.17M · loan HK$11.17M · min. income ≈ HK$108,314/mo (50% DSR)
Upfront cash ≈ HK$12.12M (deposit + AVD stamp duty HK$949,823 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$56,694
−HK$3,063/mo
▼ 0.25% · 3.875%
HK$58,214
−HK$1,543/mo
Today · 4.125%
HK$59,757
baseline
▲ 0.50% · 4.625%
HK$62,906
+HK$3,149/mo
Deposit HK$11.17M · loan HK$11.17M · min. income ≈ HK$119,514/mo (50% DSR)
Upfront cash ≈ HK$12.12M (deposit + AVD stamp duty HK$949,823 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$61,153
−HK$3,835/mo
▼ 0.25% · 3.875%
HK$63,055
−HK$1,933/mo
Today · 4.125%
HK$64,988
baseline
▲ 0.50% · 4.625%
HK$68,942
+HK$3,954/mo
Deposit HK$8.94M · loan HK$13.41M · min. income ≈ HK$129,976/mo (50% DSR)
Upfront cash ≈ HK$9.89M (deposit + AVD stamp duty HK$949,823 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$68,032
−HK$3,676/mo
▼ 0.25% · 3.875%
HK$69,857
−HK$1,851/mo
Today · 4.125%
HK$71,708
baseline
▲ 0.50% · 4.625%
HK$75,488
+HK$3,780/mo
Deposit HK$8.94M · loan HK$13.41M · min. income ≈ HK$143,416/mo (50% DSR)
Upfront cash ≈ HK$9.89M (deposit + AVD stamp duty HK$949,823 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$71,345
−HK$4,474/mo
▼ 0.25% · 3.875%
HK$73,565
−HK$2,254/mo
Today · 4.125%
HK$75,819
baseline
▲ 0.50% · 4.625%
HK$80,433
+HK$4,614/mo
Deposit HK$6.70M · loan HK$15.64M · min. income ≈ HK$151,638/mo (50% DSR)
Upfront cash ≈ HK$7.65M (deposit + AVD stamp duty HK$949,823 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$79,371
−HK$4,288/mo
▼ 0.25% · 3.875%
HK$81,500
−HK$2,159/mo
Today · 4.125%
HK$83,659
baseline
▲ 0.50% · 4.625%
HK$88,069
+HK$4,410/mo
Deposit HK$6.70M · loan HK$15.64M · min. income ≈ HK$167,318/mo (50% DSR)
Upfront cash ≈ HK$7.65M (deposit + AVD stamp duty HK$949,823 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$91,730
−HK$5,752/mo
▼ 0.25% · 3.875%
HK$94,583
−HK$2,899/mo
Today · 4.125%
HK$97,482
baseline
▲ 0.50% · 4.625%
HK$103,413
+HK$5,931/mo
Deposit HK$2.23M · loan HK$20.11M · min. income ≈ HK$194,964/mo (50% DSR)
Upfront cash ≈ HK$3.18M (deposit + AVD stamp duty HK$949,823 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$102,048
−HK$5,514/mo
▼ 0.25% · 3.875%
HK$104,785
−HK$2,777/mo
Today · 4.125%
HK$107,562
baseline
▲ 0.50% · 4.625%
HK$113,231
+HK$5,669/mo
Deposit HK$2.23M · loan HK$20.11M · min. income ≈ HK$215,124/mo (50% DSR)
Upfront cash ≈ HK$3.18M (deposit + AVD stamp duty HK$949,823 · Scale 2, in force from 26 Feb 2026)