LTV · monthly repayment
▼ 0.50% · 3.625%
HK$50,962
−HK$3,195/mo
▼ 0.25% · 3.875%
HK$52,547
−HK$1,610/mo
Today · 4.125%
HK$54,157
baseline
▲ 0.50% · 4.625%
HK$57,453
+HK$3,296/mo
Deposit HK$11.17M · loan HK$11.17M · min. income ≈ HK$108,314/mo (50% DSR)
Upfront cash ≈ HK$12.12M (deposit + AVD stamp duty HK$949,835 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$56,694
−HK$3,063/mo
▼ 0.25% · 3.875%
HK$58,215
−HK$1,542/mo
Today · 4.125%
HK$59,757
baseline
▲ 0.50% · 4.625%
HK$62,907
+HK$3,150/mo
Deposit HK$11.17M · loan HK$11.17M · min. income ≈ HK$119,514/mo (50% DSR)
Upfront cash ≈ HK$12.12M (deposit + AVD stamp duty HK$949,835 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$61,154
−HK$3,835/mo
▼ 0.25% · 3.875%
HK$63,056
−HK$1,933/mo
Today · 4.125%
HK$64,989
baseline
▲ 0.50% · 4.625%
HK$68,943
+HK$3,954/mo
Deposit HK$8.94M · loan HK$13.41M · min. income ≈ HK$129,978/mo (50% DSR)
Upfront cash ≈ HK$9.89M (deposit + AVD stamp duty HK$949,835 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$68,033
−HK$3,676/mo
▼ 0.25% · 3.875%
HK$69,858
−HK$1,851/mo
Today · 4.125%
HK$71,709
baseline
▲ 0.50% · 4.625%
HK$75,489
+HK$3,780/mo
Deposit HK$8.94M · loan HK$13.41M · min. income ≈ HK$143,418/mo (50% DSR)
Upfront cash ≈ HK$9.89M (deposit + AVD stamp duty HK$949,835 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$71,346
−HK$4,474/mo
▼ 0.25% · 3.875%
HK$73,565
−HK$2,255/mo
Today · 4.125%
HK$75,820
baseline
▲ 0.50% · 4.625%
HK$80,434
+HK$4,614/mo
Deposit HK$6.70M · loan HK$15.64M · min. income ≈ HK$151,640/mo (50% DSR)
Upfront cash ≈ HK$7.65M (deposit + AVD stamp duty HK$949,835 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$79,372
−HK$4,288/mo
▼ 0.25% · 3.875%
HK$81,501
−HK$2,159/mo
Today · 4.125%
HK$83,660
baseline
▲ 0.50% · 4.625%
HK$88,070
+HK$4,410/mo
Deposit HK$6.70M · loan HK$15.64M · min. income ≈ HK$167,320/mo (50% DSR)
Upfront cash ≈ HK$7.65M (deposit + AVD stamp duty HK$949,835 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$91,731
−HK$5,752/mo
▼ 0.25% · 3.875%
HK$94,584
−HK$2,899/mo
Today · 4.125%
HK$97,483
baseline
▲ 0.50% · 4.625%
HK$103,415
+HK$5,932/mo
Deposit HK$2.23M · loan HK$20.11M · min. income ≈ HK$194,966/mo (50% DSR)
Upfront cash ≈ HK$3.18M (deposit + AVD stamp duty HK$949,835 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$102,050
−HK$5,513/mo
▼ 0.25% · 3.875%
HK$104,787
−HK$2,776/mo
Today · 4.125%
HK$107,563
baseline
▲ 0.50% · 4.625%
HK$113,233
+HK$5,670/mo
Deposit HK$2.23M · loan HK$20.11M · min. income ≈ HK$215,126/mo (50% DSR)
Upfront cash ≈ HK$3.18M (deposit + AVD stamp duty HK$949,835 · Scale 2, in force from 26 Feb 2026)