LTV · monthly repayment
▼ 0.50% · 3.625%
HK$50,962
−HK$3,196/mo
▼ 0.25% · 3.875%
HK$52,547
−HK$1,611/mo
Today · 4.125%
HK$54,158
baseline
▲ 0.50% · 4.625%
HK$57,453
+HK$3,295/mo
Deposit HK$11.17M · loan HK$11.17M · min. income ≈ HK$108,316/mo (50% DSR)
Upfront cash ≈ HK$12.12M (deposit + AVD stamp duty HK$949,848 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$56,695
−HK$3,063/mo
▼ 0.25% · 3.875%
HK$58,216
−HK$1,542/mo
Today · 4.125%
HK$59,758
baseline
▲ 0.50% · 4.625%
HK$62,908
+HK$3,150/mo
Deposit HK$11.17M · loan HK$11.17M · min. income ≈ HK$119,516/mo (50% DSR)
Upfront cash ≈ HK$12.12M (deposit + AVD stamp duty HK$949,848 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$61,155
−HK$3,835/mo
▼ 0.25% · 3.875%
HK$63,057
−HK$1,933/mo
Today · 4.125%
HK$64,990
baseline
▲ 0.50% · 4.625%
HK$68,944
+HK$3,954/mo
Deposit HK$8.94M · loan HK$13.41M · min. income ≈ HK$129,980/mo (50% DSR)
Upfront cash ≈ HK$9.89M (deposit + AVD stamp duty HK$949,848 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$68,034
−HK$3,676/mo
▼ 0.25% · 3.875%
HK$69,859
−HK$1,851/mo
Today · 4.125%
HK$71,710
baseline
▲ 0.50% · 4.625%
HK$75,490
+HK$3,780/mo
Deposit HK$8.94M · loan HK$13.41M · min. income ≈ HK$143,420/mo (50% DSR)
Upfront cash ≈ HK$9.89M (deposit + AVD stamp duty HK$949,848 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$71,347
−HK$4,474/mo
▼ 0.25% · 3.875%
HK$73,566
−HK$2,255/mo
Today · 4.125%
HK$75,821
baseline
▲ 0.50% · 4.625%
HK$80,435
+HK$4,614/mo
Deposit HK$6.70M · loan HK$15.64M · min. income ≈ HK$151,642/mo (50% DSR)
Upfront cash ≈ HK$7.65M (deposit + AVD stamp duty HK$949,848 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$79,373
−HK$4,288/mo
▼ 0.25% · 3.875%
HK$81,502
−HK$2,159/mo
Today · 4.125%
HK$83,661
baseline
▲ 0.50% · 4.625%
HK$88,071
+HK$4,410/mo
Deposit HK$6.70M · loan HK$15.64M · min. income ≈ HK$167,322/mo (50% DSR)
Upfront cash ≈ HK$7.65M (deposit + AVD stamp duty HK$949,848 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$91,732
−HK$5,753/mo
▼ 0.25% · 3.875%
HK$94,585
−HK$2,900/mo
Today · 4.125%
HK$97,485
baseline
▲ 0.50% · 4.625%
HK$103,416
+HK$5,931/mo
Deposit HK$2.23M · loan HK$20.11M · min. income ≈ HK$194,970/mo (50% DSR)
Upfront cash ≈ HK$3.18M (deposit + AVD stamp duty HK$949,848 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$102,051
−HK$5,514/mo
▼ 0.25% · 3.875%
HK$104,788
−HK$2,777/mo
Today · 4.125%
HK$107,565
baseline
▲ 0.50% · 4.625%
HK$113,234
+HK$5,669/mo
Deposit HK$2.23M · loan HK$20.11M · min. income ≈ HK$215,130/mo (50% DSR)
Upfront cash ≈ HK$3.18M (deposit + AVD stamp duty HK$949,848 · Scale 2, in force from 26 Feb 2026)