LTV · monthly repayment
▼ 0.50% · 3.625%
HK$50,969
−HK$3,196/mo
▼ 0.25% · 3.875%
HK$52,554
−HK$1,611/mo
Today · 4.125%
HK$54,165
baseline
▲ 0.50% · 4.625%
HK$57,461
+HK$3,296/mo
Deposit HK$11.18M · loan HK$11.18M · min. income ≈ HK$108,330/mo (50% DSR)
Upfront cash ≈ HK$12.13M (deposit + AVD stamp duty HK$949,972 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$56,702
−HK$3,064/mo
▼ 0.25% · 3.875%
HK$58,223
−HK$1,543/mo
Today · 4.125%
HK$59,766
baseline
▲ 0.50% · 4.625%
HK$62,916
+HK$3,150/mo
Deposit HK$11.18M · loan HK$11.18M · min. income ≈ HK$119,532/mo (50% DSR)
Upfront cash ≈ HK$12.13M (deposit + AVD stamp duty HK$949,972 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$61,163
−HK$3,835/mo
▼ 0.25% · 3.875%
HK$63,065
−HK$1,933/mo
Today · 4.125%
HK$64,998
baseline
▲ 0.50% · 4.625%
HK$68,953
+HK$3,955/mo
Deposit HK$8.94M · loan HK$13.41M · min. income ≈ HK$129,996/mo (50% DSR)
Upfront cash ≈ HK$9.89M (deposit + AVD stamp duty HK$949,972 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$68,043
−HK$3,676/mo
▼ 0.25% · 3.875%
HK$69,868
−HK$1,851/mo
Today · 4.125%
HK$71,719
baseline
▲ 0.50% · 4.625%
HK$75,499
+HK$3,780/mo
Deposit HK$8.94M · loan HK$13.41M · min. income ≈ HK$143,438/mo (50% DSR)
Upfront cash ≈ HK$9.89M (deposit + AVD stamp duty HK$949,972 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$71,356
−HK$4,475/mo
▼ 0.25% · 3.875%
HK$73,576
−HK$2,255/mo
Today · 4.125%
HK$75,831
baseline
▲ 0.50% · 4.625%
HK$80,445
+HK$4,614/mo
Deposit HK$6.71M · loan HK$15.65M · min. income ≈ HK$151,662/mo (50% DSR)
Upfront cash ≈ HK$7.66M (deposit + AVD stamp duty HK$949,972 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$79,383
−HK$4,289/mo
▼ 0.25% · 3.875%
HK$81,512
−HK$2,160/mo
Today · 4.125%
HK$83,672
baseline
▲ 0.50% · 4.625%
HK$88,083
+HK$4,411/mo
Deposit HK$6.71M · loan HK$15.65M · min. income ≈ HK$167,344/mo (50% DSR)
Upfront cash ≈ HK$7.66M (deposit + AVD stamp duty HK$949,972 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$91,744
−HK$5,753/mo
▼ 0.25% · 3.875%
HK$94,598
−HK$2,899/mo
Today · 4.125%
HK$97,497
baseline
▲ 0.50% · 4.625%
HK$103,430
+HK$5,933/mo
Deposit HK$2.24M · loan HK$20.12M · min. income ≈ HK$194,994/mo (50% DSR)
Upfront cash ≈ HK$3.19M (deposit + AVD stamp duty HK$949,972 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$102,064
−HK$5,515/mo
▼ 0.25% · 3.875%
HK$104,802
−HK$2,777/mo
Today · 4.125%
HK$107,579
baseline
▲ 0.50% · 4.625%
HK$113,249
+HK$5,670/mo
Deposit HK$2.24M · loan HK$20.12M · min. income ≈ HK$215,158/mo (50% DSR)
Upfront cash ≈ HK$3.19M (deposit + AVD stamp duty HK$949,972 · Scale 2, in force from 26 Feb 2026)