LTV · monthly repayment
▼ 0.50% · 3.625%
HK$50,969
−HK$3,197/mo
▼ 0.25% · 3.875%
HK$52,555
−HK$1,611/mo
Today · 4.125%
HK$54,166
baseline
▲ 0.50% · 4.625%
HK$57,462
+HK$3,296/mo
Deposit HK$11.18M · loan HK$11.18M · min. income ≈ HK$108,332/mo (50% DSR)
Upfront cash ≈ HK$12.13M (deposit + AVD stamp duty HK$949,982 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$56,703
−HK$3,063/mo
▼ 0.25% · 3.875%
HK$58,224
−HK$1,542/mo
Today · 4.125%
HK$59,766
baseline
▲ 0.50% · 4.625%
HK$62,917
+HK$3,151/mo
Deposit HK$11.18M · loan HK$11.18M · min. income ≈ HK$119,532/mo (50% DSR)
Upfront cash ≈ HK$12.13M (deposit + AVD stamp duty HK$949,982 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$61,163
−HK$3,836/mo
▼ 0.25% · 3.875%
HK$63,066
−HK$1,933/mo
Today · 4.125%
HK$64,999
baseline
▲ 0.50% · 4.625%
HK$68,954
+HK$3,955/mo
Deposit HK$8.94M · loan HK$13.41M · min. income ≈ HK$129,998/mo (50% DSR)
Upfront cash ≈ HK$9.89M (deposit + AVD stamp duty HK$949,982 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$68,044
−HK$3,676/mo
▼ 0.25% · 3.875%
HK$69,868
−HK$1,852/mo
Today · 4.125%
HK$71,720
baseline
▲ 0.50% · 4.625%
HK$75,500
+HK$3,780/mo
Deposit HK$8.94M · loan HK$13.41M · min. income ≈ HK$143,440/mo (50% DSR)
Upfront cash ≈ HK$9.89M (deposit + AVD stamp duty HK$949,982 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$71,357
−HK$4,475/mo
▼ 0.25% · 3.875%
HK$73,577
−HK$2,255/mo
Today · 4.125%
HK$75,832
baseline
▲ 0.50% · 4.625%
HK$80,446
+HK$4,614/mo
Deposit HK$6.71M · loan HK$15.65M · min. income ≈ HK$151,664/mo (50% DSR)
Upfront cash ≈ HK$7.66M (deposit + AVD stamp duty HK$949,982 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$79,384
−HK$4,289/mo
▼ 0.25% · 3.875%
HK$81,513
−HK$2,160/mo
Today · 4.125%
HK$83,673
baseline
▲ 0.50% · 4.625%
HK$88,084
+HK$4,411/mo
Deposit HK$6.71M · loan HK$15.65M · min. income ≈ HK$167,346/mo (50% DSR)
Upfront cash ≈ HK$7.66M (deposit + AVD stamp duty HK$949,982 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$91,745
−HK$5,753/mo
▼ 0.25% · 3.875%
HK$94,599
−HK$2,899/mo
Today · 4.125%
HK$97,498
baseline
▲ 0.50% · 4.625%
HK$103,431
+HK$5,933/mo
Deposit HK$2.24M · loan HK$20.12M · min. income ≈ HK$194,996/mo (50% DSR)
Upfront cash ≈ HK$3.19M (deposit + AVD stamp duty HK$949,982 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$102,065
−HK$5,515/mo
▼ 0.25% · 3.875%
HK$104,803
−HK$2,777/mo
Today · 4.125%
HK$107,580
baseline
▲ 0.50% · 4.625%
HK$113,250
+HK$5,670/mo
Deposit HK$2.24M · loan HK$20.12M · min. income ≈ HK$215,160/mo (50% DSR)
Upfront cash ≈ HK$3.19M (deposit + AVD stamp duty HK$949,982 · Scale 2, in force from 26 Feb 2026)