LTV · monthly repayment
▼ 0.50% · 3.625%
HK$50,970
−HK$3,197/mo
▼ 0.25% · 3.875%
HK$52,556
−HK$1,611/mo
Today · 4.125%
HK$54,167
baseline
▲ 0.50% · 4.625%
HK$57,462
+HK$3,295/mo
Deposit HK$11.18M · loan HK$11.18M · min. income ≈ HK$108,334/mo (50% DSR)
Upfront cash ≈ HK$12.13M (deposit + AVD stamp duty HK$949,998 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$56,704
−HK$3,063/mo
▼ 0.25% · 3.875%
HK$58,225
−HK$1,542/mo
Today · 4.125%
HK$59,767
baseline
▲ 0.50% · 4.625%
HK$62,918
+HK$3,151/mo
Deposit HK$11.18M · loan HK$11.18M · min. income ≈ HK$119,534/mo (50% DSR)
Upfront cash ≈ HK$12.13M (deposit + AVD stamp duty HK$949,998 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$61,164
−HK$3,836/mo
▼ 0.25% · 3.875%
HK$63,067
−HK$1,933/mo
Today · 4.125%
HK$65,000
baseline
▲ 0.50% · 4.625%
HK$68,955
+HK$3,955/mo
Deposit HK$8.94M · loan HK$13.41M · min. income ≈ HK$130,000/mo (50% DSR)
Upfront cash ≈ HK$9.89M (deposit + AVD stamp duty HK$949,998 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$68,045
−HK$3,676/mo
▼ 0.25% · 3.875%
HK$69,870
−HK$1,851/mo
Today · 4.125%
HK$71,721
baseline
▲ 0.50% · 4.625%
HK$75,501
+HK$3,780/mo
Deposit HK$8.94M · loan HK$13.41M · min. income ≈ HK$143,442/mo (50% DSR)
Upfront cash ≈ HK$9.89M (deposit + AVD stamp duty HK$949,998 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$71,358
−HK$4,475/mo
▼ 0.25% · 3.875%
HK$73,578
−HK$2,255/mo
Today · 4.125%
HK$75,833
baseline
▲ 0.50% · 4.625%
HK$80,447
+HK$4,614/mo
Deposit HK$6.71M · loan HK$15.65M · min. income ≈ HK$151,666/mo (50% DSR)
Upfront cash ≈ HK$7.66M (deposit + AVD stamp duty HK$949,998 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$79,385
−HK$4,289/mo
▼ 0.25% · 3.875%
HK$81,515
−HK$2,159/mo
Today · 4.125%
HK$83,674
baseline
▲ 0.50% · 4.625%
HK$88,085
+HK$4,411/mo
Deposit HK$6.71M · loan HK$15.65M · min. income ≈ HK$167,348/mo (50% DSR)
Upfront cash ≈ HK$7.66M (deposit + AVD stamp duty HK$949,998 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$91,747
−HK$5,753/mo
▼ 0.25% · 3.875%
HK$94,600
−HK$2,900/mo
Today · 4.125%
HK$97,500
baseline
▲ 0.50% · 4.625%
HK$103,432
+HK$5,932/mo
Deposit HK$2.24M · loan HK$20.12M · min. income ≈ HK$195,000/mo (50% DSR)
Upfront cash ≈ HK$3.19M (deposit + AVD stamp duty HK$949,998 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$102,067
−HK$5,514/mo
▼ 0.25% · 3.875%
HK$104,804
−HK$2,777/mo
Today · 4.125%
HK$107,581
baseline
▲ 0.50% · 4.625%
HK$113,252
+HK$5,671/mo
Deposit HK$2.24M · loan HK$20.12M · min. income ≈ HK$215,162/mo (50% DSR)
Upfront cash ≈ HK$3.19M (deposit + AVD stamp duty HK$949,998 · Scale 2, in force from 26 Feb 2026)