LTV · monthly repayment
▼ 0.50% · 3.625%
HK$50,971
−HK$3,196/mo
▼ 0.25% · 3.875%
HK$52,556
−HK$1,611/mo
Today · 4.125%
HK$54,167
baseline
▲ 0.50% · 4.625%
HK$57,463
+HK$3,296/mo
Deposit HK$11.18M · loan HK$11.18M · min. income ≈ HK$108,334/mo (50% DSR)
Upfront cash ≈ HK$12.13M (deposit + AVD stamp duty HK$950,009 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$56,705
−HK$3,063/mo
▼ 0.25% · 3.875%
HK$58,225
−HK$1,543/mo
Today · 4.125%
HK$59,768
baseline
▲ 0.50% · 4.625%
HK$62,919
+HK$3,151/mo
Deposit HK$11.18M · loan HK$11.18M · min. income ≈ HK$119,536/mo (50% DSR)
Upfront cash ≈ HK$12.13M (deposit + AVD stamp duty HK$950,009 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$61,165
−HK$3,836/mo
▼ 0.25% · 3.875%
HK$63,068
−HK$1,933/mo
Today · 4.125%
HK$65,001
baseline
▲ 0.50% · 4.625%
HK$68,956
+HK$3,955/mo
Deposit HK$8.94M · loan HK$13.41M · min. income ≈ HK$130,002/mo (50% DSR)
Upfront cash ≈ HK$9.89M (deposit + AVD stamp duty HK$950,009 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$68,046
−HK$3,676/mo
▼ 0.25% · 3.875%
HK$69,871
−HK$1,851/mo
Today · 4.125%
HK$71,722
baseline
▲ 0.50% · 4.625%
HK$75,502
+HK$3,780/mo
Deposit HK$8.94M · loan HK$13.41M · min. income ≈ HK$143,444/mo (50% DSR)
Upfront cash ≈ HK$9.89M (deposit + AVD stamp duty HK$950,009 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$71,359
−HK$4,475/mo
▼ 0.25% · 3.875%
HK$73,579
−HK$2,255/mo
Today · 4.125%
HK$75,834
baseline
▲ 0.50% · 4.625%
HK$80,448
+HK$4,614/mo
Deposit HK$6.71M · loan HK$15.65M · min. income ≈ HK$151,668/mo (50% DSR)
Upfront cash ≈ HK$7.66M (deposit + AVD stamp duty HK$950,009 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$79,386
−HK$4,289/mo
▼ 0.25% · 3.875%
HK$81,516
−HK$2,159/mo
Today · 4.125%
HK$83,675
baseline
▲ 0.50% · 4.625%
HK$88,086
+HK$4,411/mo
Deposit HK$6.71M · loan HK$15.65M · min. income ≈ HK$167,350/mo (50% DSR)
Upfront cash ≈ HK$7.66M (deposit + AVD stamp duty HK$950,009 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$91,748
−HK$5,753/mo
▼ 0.25% · 3.875%
HK$94,602
−HK$2,899/mo
Today · 4.125%
HK$97,501
baseline
▲ 0.50% · 4.625%
HK$103,434
+HK$5,933/mo
Deposit HK$2.24M · loan HK$20.12M · min. income ≈ HK$195,002/mo (50% DSR)
Upfront cash ≈ HK$3.19M (deposit + AVD stamp duty HK$950,009 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$102,068
−HK$5,515/mo
▼ 0.25% · 3.875%
HK$104,806
−HK$2,777/mo
Today · 4.125%
HK$107,583
baseline
▲ 0.50% · 4.625%
HK$113,254
+HK$5,671/mo
Deposit HK$2.24M · loan HK$20.12M · min. income ≈ HK$215,166/mo (50% DSR)
Upfront cash ≈ HK$3.19M (deposit + AVD stamp duty HK$950,009 · Scale 2, in force from 26 Feb 2026)