LTV · monthly repayment
▼ 0.50% · 3.625%
HK$50,972
−HK$3,196/mo
▼ 0.25% · 3.875%
HK$52,557
−HK$1,611/mo
Today · 4.125%
HK$54,168
baseline
▲ 0.50% · 4.625%
HK$57,464
+HK$3,296/mo
Deposit HK$11.18M · loan HK$11.18M · min. income ≈ HK$108,336/mo (50% DSR)
Upfront cash ≈ HK$12.13M (deposit + AVD stamp duty HK$950,027 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$56,706
−HK$3,063/mo
▼ 0.25% · 3.875%
HK$58,226
−HK$1,543/mo
Today · 4.125%
HK$59,769
baseline
▲ 0.50% · 4.625%
HK$62,920
+HK$3,151/mo
Deposit HK$11.18M · loan HK$11.18M · min. income ≈ HK$119,538/mo (50% DSR)
Upfront cash ≈ HK$12.13M (deposit + AVD stamp duty HK$950,027 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$61,166
−HK$3,836/mo
▼ 0.25% · 3.875%
HK$63,069
−HK$1,933/mo
Today · 4.125%
HK$65,002
baseline
▲ 0.50% · 4.625%
HK$68,957
+HK$3,955/mo
Deposit HK$8.94M · loan HK$13.41M · min. income ≈ HK$130,004/mo (50% DSR)
Upfront cash ≈ HK$9.89M (deposit + AVD stamp duty HK$950,027 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$68,047
−HK$3,676/mo
▼ 0.25% · 3.875%
HK$69,872
−HK$1,851/mo
Today · 4.125%
HK$71,723
baseline
▲ 0.50% · 4.625%
HK$75,504
+HK$3,781/mo
Deposit HK$8.94M · loan HK$13.41M · min. income ≈ HK$143,446/mo (50% DSR)
Upfront cash ≈ HK$9.89M (deposit + AVD stamp duty HK$950,027 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$71,361
−HK$4,475/mo
▼ 0.25% · 3.875%
HK$73,580
−HK$2,256/mo
Today · 4.125%
HK$75,836
baseline
▲ 0.50% · 4.625%
HK$80,450
+HK$4,614/mo
Deposit HK$6.71M · loan HK$15.65M · min. income ≈ HK$151,672/mo (50% DSR)
Upfront cash ≈ HK$7.66M (deposit + AVD stamp duty HK$950,027 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$79,388
−HK$4,289/mo
▼ 0.25% · 3.875%
HK$81,517
−HK$2,160/mo
Today · 4.125%
HK$83,677
baseline
▲ 0.50% · 4.625%
HK$88,088
+HK$4,411/mo
Deposit HK$6.71M · loan HK$15.65M · min. income ≈ HK$167,354/mo (50% DSR)
Upfront cash ≈ HK$7.66M (deposit + AVD stamp duty HK$950,027 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$91,749
−HK$5,754/mo
▼ 0.25% · 3.875%
HK$94,603
−HK$2,900/mo
Today · 4.125%
HK$97,503
baseline
▲ 0.50% · 4.625%
HK$103,436
+HK$5,933/mo
Deposit HK$2.24M · loan HK$20.12M · min. income ≈ HK$195,006/mo (50% DSR)
Upfront cash ≈ HK$3.19M (deposit + AVD stamp duty HK$950,027 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$102,070
−HK$5,515/mo
▼ 0.25% · 3.875%
HK$104,808
−HK$2,777/mo
Today · 4.125%
HK$107,585
baseline
▲ 0.50% · 4.625%
HK$113,256
+HK$5,671/mo
Deposit HK$2.24M · loan HK$20.12M · min. income ≈ HK$215,170/mo (50% DSR)
Upfront cash ≈ HK$3.19M (deposit + AVD stamp duty HK$950,027 · Scale 2, in force from 26 Feb 2026)