LTV · monthly repayment
▼ 0.50% · 3.625%
HK$50,972
−HK$3,197/mo
▼ 0.25% · 3.875%
HK$52,558
−HK$1,611/mo
Today · 4.125%
HK$54,169
baseline
▲ 0.50% · 4.625%
HK$57,465
+HK$3,296/mo
Deposit HK$11.18M · loan HK$11.18M · min. income ≈ HK$108,338/mo (50% DSR)
Upfront cash ≈ HK$12.13M (deposit + AVD stamp duty HK$950,035 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$56,706
−HK$3,064/mo
▼ 0.25% · 3.875%
HK$58,227
−HK$1,543/mo
Today · 4.125%
HK$59,770
baseline
▲ 0.50% · 4.625%
HK$62,920
+HK$3,150/mo
Deposit HK$11.18M · loan HK$11.18M · min. income ≈ HK$119,540/mo (50% DSR)
Upfront cash ≈ HK$12.13M (deposit + AVD stamp duty HK$950,035 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$61,167
−HK$3,835/mo
▼ 0.25% · 3.875%
HK$63,069
−HK$1,933/mo
Today · 4.125%
HK$65,002
baseline
▲ 0.50% · 4.625%
HK$68,958
+HK$3,956/mo
Deposit HK$8.94M · loan HK$13.41M · min. income ≈ HK$130,004/mo (50% DSR)
Upfront cash ≈ HK$9.89M (deposit + AVD stamp duty HK$950,035 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$68,047
−HK$3,677/mo
▼ 0.25% · 3.875%
HK$69,872
−HK$1,852/mo
Today · 4.125%
HK$71,724
baseline
▲ 0.50% · 4.625%
HK$75,504
+HK$3,780/mo
Deposit HK$8.94M · loan HK$13.41M · min. income ≈ HK$143,448/mo (50% DSR)
Upfront cash ≈ HK$9.89M (deposit + AVD stamp duty HK$950,035 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$71,361
−HK$4,475/mo
▼ 0.25% · 3.875%
HK$73,581
−HK$2,255/mo
Today · 4.125%
HK$75,836
baseline
▲ 0.50% · 4.625%
HK$80,451
+HK$4,615/mo
Deposit HK$6.71M · loan HK$15.65M · min. income ≈ HK$151,672/mo (50% DSR)
Upfront cash ≈ HK$7.66M (deposit + AVD stamp duty HK$950,035 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$79,389
−HK$4,289/mo
▼ 0.25% · 3.875%
HK$81,518
−HK$2,160/mo
Today · 4.125%
HK$83,678
baseline
▲ 0.50% · 4.625%
HK$88,089
+HK$4,411/mo
Deposit HK$6.71M · loan HK$15.65M · min. income ≈ HK$167,356/mo (50% DSR)
Upfront cash ≈ HK$7.66M (deposit + AVD stamp duty HK$950,035 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$91,750
−HK$5,754/mo
▼ 0.25% · 3.875%
HK$94,604
−HK$2,900/mo
Today · 4.125%
HK$97,504
baseline
▲ 0.50% · 4.625%
HK$103,437
+HK$5,933/mo
Deposit HK$2.24M · loan HK$20.12M · min. income ≈ HK$195,008/mo (50% DSR)
Upfront cash ≈ HK$3.19M (deposit + AVD stamp duty HK$950,035 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$102,071
−HK$5,515/mo
▼ 0.25% · 3.875%
HK$104,809
−HK$2,777/mo
Today · 4.125%
HK$107,586
baseline
▲ 0.50% · 4.625%
HK$113,257
+HK$5,671/mo
Deposit HK$2.24M · loan HK$20.12M · min. income ≈ HK$215,172/mo (50% DSR)
Upfront cash ≈ HK$3.19M (deposit + AVD stamp duty HK$950,035 · Scale 2, in force from 26 Feb 2026)