LTV · monthly repayment
▼ 0.50% · 3.625%
HK$50,977
−HK$3,197/mo
▼ 0.25% · 3.875%
HK$52,563
−HK$1,611/mo
Today · 4.125%
HK$54,174
baseline
▲ 0.50% · 4.625%
HK$57,470
+HK$3,296/mo
Deposit HK$11.18M · loan HK$11.18M · min. income ≈ HK$108,348/mo (50% DSR)
Upfront cash ≈ HK$12.13M (deposit + AVD stamp duty HK$950,124 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$56,711
−HK$3,064/mo
▼ 0.25% · 3.875%
HK$58,232
−HK$1,543/mo
Today · 4.125%
HK$59,775
baseline
▲ 0.50% · 4.625%
HK$62,926
+HK$3,151/mo
Deposit HK$11.18M · loan HK$11.18M · min. income ≈ HK$119,550/mo (50% DSR)
Upfront cash ≈ HK$12.13M (deposit + AVD stamp duty HK$950,124 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$61,172
−HK$3,837/mo
▼ 0.25% · 3.875%
HK$63,075
−HK$1,934/mo
Today · 4.125%
HK$65,009
baseline
▲ 0.50% · 4.625%
HK$68,964
+HK$3,955/mo
Deposit HK$8.94M · loan HK$13.41M · min. income ≈ HK$130,018/mo (50% DSR)
Upfront cash ≈ HK$9.89M (deposit + AVD stamp duty HK$950,124 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$68,054
−HK$3,676/mo
▼ 0.25% · 3.875%
HK$69,879
−HK$1,851/mo
Today · 4.125%
HK$71,730
baseline
▲ 0.50% · 4.625%
HK$75,511
+HK$3,781/mo
Deposit HK$8.94M · loan HK$13.41M · min. income ≈ HK$143,460/mo (50% DSR)
Upfront cash ≈ HK$9.89M (deposit + AVD stamp duty HK$950,124 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$71,368
−HK$4,475/mo
▼ 0.25% · 3.875%
HK$73,588
−HK$2,255/mo
Today · 4.125%
HK$75,843
baseline
▲ 0.50% · 4.625%
HK$80,458
+HK$4,615/mo
Deposit HK$6.71M · loan HK$15.65M · min. income ≈ HK$151,686/mo (50% DSR)
Upfront cash ≈ HK$7.66M (deposit + AVD stamp duty HK$950,124 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$79,396
−HK$4,290/mo
▼ 0.25% · 3.875%
HK$81,525
−HK$2,161/mo
Today · 4.125%
HK$83,686
baseline
▲ 0.50% · 4.625%
HK$88,097
+HK$4,411/mo
Deposit HK$6.71M · loan HK$15.65M · min. income ≈ HK$167,372/mo (50% DSR)
Upfront cash ≈ HK$7.66M (deposit + AVD stamp duty HK$950,124 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$91,759
−HK$5,754/mo
▼ 0.25% · 3.875%
HK$94,613
−HK$2,900/mo
Today · 4.125%
HK$97,513
baseline
▲ 0.50% · 4.625%
HK$103,446
+HK$5,933/mo
Deposit HK$2.24M · loan HK$20.12M · min. income ≈ HK$195,026/mo (50% DSR)
Upfront cash ≈ HK$3.19M (deposit + AVD stamp duty HK$950,124 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$102,081
−HK$5,515/mo
▼ 0.25% · 3.875%
HK$104,818
−HK$2,778/mo
Today · 4.125%
HK$107,596
baseline
▲ 0.50% · 4.625%
HK$113,267
+HK$5,671/mo
Deposit HK$2.24M · loan HK$20.12M · min. income ≈ HK$215,192/mo (50% DSR)
Upfront cash ≈ HK$3.19M (deposit + AVD stamp duty HK$950,124 · Scale 2, in force from 26 Feb 2026)