LTV · monthly repayment
▼ 0.50% · 3.625%
HK$50,980
−HK$3,197/mo
▼ 0.25% · 3.875%
HK$52,566
−HK$1,611/mo
Today · 4.125%
HK$54,177
baseline
▲ 0.50% · 4.625%
HK$57,474
+HK$3,297/mo
Deposit HK$11.18M · loan HK$11.18M · min. income ≈ HK$108,354/mo (50% DSR)
Upfront cash ≈ HK$12.13M (deposit + AVD stamp duty HK$950,181 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$56,715
−HK$3,064/mo
▼ 0.25% · 3.875%
HK$58,236
−HK$1,543/mo
Today · 4.125%
HK$59,779
baseline
▲ 0.50% · 4.625%
HK$62,930
+HK$3,151/mo
Deposit HK$11.18M · loan HK$11.18M · min. income ≈ HK$119,558/mo (50% DSR)
Upfront cash ≈ HK$12.13M (deposit + AVD stamp duty HK$950,181 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$61,176
−HK$3,836/mo
▼ 0.25% · 3.875%
HK$63,079
−HK$1,933/mo
Today · 4.125%
HK$65,012
baseline
▲ 0.50% · 4.625%
HK$68,968
+HK$3,956/mo
Deposit HK$8.94M · loan HK$13.41M · min. income ≈ HK$130,024/mo (50% DSR)
Upfront cash ≈ HK$9.89M (deposit + AVD stamp duty HK$950,181 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$68,058
−HK$3,677/mo
▼ 0.25% · 3.875%
HK$69,883
−HK$1,852/mo
Today · 4.125%
HK$71,735
baseline
▲ 0.50% · 4.625%
HK$75,516
+HK$3,781/mo
Deposit HK$8.94M · loan HK$13.41M · min. income ≈ HK$143,470/mo (50% DSR)
Upfront cash ≈ HK$9.89M (deposit + AVD stamp duty HK$950,181 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$71,372
−HK$4,476/mo
▼ 0.25% · 3.875%
HK$73,592
−HK$2,256/mo
Today · 4.125%
HK$75,848
baseline
▲ 0.50% · 4.625%
HK$80,463
+HK$4,615/mo
Deposit HK$6.71M · loan HK$15.65M · min. income ≈ HK$151,696/mo (50% DSR)
Upfront cash ≈ HK$7.66M (deposit + AVD stamp duty HK$950,181 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$79,401
−HK$4,290/mo
▼ 0.25% · 3.875%
HK$81,530
−HK$2,161/mo
Today · 4.125%
HK$83,691
baseline
▲ 0.50% · 4.625%
HK$88,102
+HK$4,411/mo
Deposit HK$6.71M · loan HK$15.65M · min. income ≈ HK$167,382/mo (50% DSR)
Upfront cash ≈ HK$7.66M (deposit + AVD stamp duty HK$950,181 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$91,764
−HK$5,755/mo
▼ 0.25% · 3.875%
HK$94,619
−HK$2,900/mo
Today · 4.125%
HK$97,519
baseline
▲ 0.50% · 4.625%
HK$103,452
+HK$5,933/mo
Deposit HK$2.24M · loan HK$20.12M · min. income ≈ HK$195,038/mo (50% DSR)
Upfront cash ≈ HK$3.19M (deposit + AVD stamp duty HK$950,181 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$102,087
−HK$5,515/mo
▼ 0.25% · 3.875%
HK$104,825
−HK$2,777/mo
Today · 4.125%
HK$107,602
baseline
▲ 0.50% · 4.625%
HK$113,274
+HK$5,672/mo
Deposit HK$2.24M · loan HK$20.12M · min. income ≈ HK$215,204/mo (50% DSR)
Upfront cash ≈ HK$3.19M (deposit + AVD stamp duty HK$950,181 · Scale 2, in force from 26 Feb 2026)