LTV · monthly repayment
▼ 0.50% · 3.625%
HK$50,982
−HK$3,197/mo
▼ 0.25% · 3.875%
HK$52,568
−HK$1,611/mo
Today · 4.125%
HK$54,179
baseline
▲ 0.50% · 4.625%
HK$57,476
+HK$3,297/mo
Deposit HK$11.18M · loan HK$11.18M · min. income ≈ HK$108,358/mo (50% DSR)
Upfront cash ≈ HK$12.13M (deposit + AVD stamp duty HK$950,215 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$56,717
−HK$3,064/mo
▼ 0.25% · 3.875%
HK$58,238
−HK$1,543/mo
Today · 4.125%
HK$59,781
baseline
▲ 0.50% · 4.625%
HK$62,932
+HK$3,151/mo
Deposit HK$11.18M · loan HK$11.18M · min. income ≈ HK$119,562/mo (50% DSR)
Upfront cash ≈ HK$12.13M (deposit + AVD stamp duty HK$950,215 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$61,178
−HK$3,837/mo
▼ 0.25% · 3.875%
HK$63,081
−HK$1,934/mo
Today · 4.125%
HK$65,015
baseline
▲ 0.50% · 4.625%
HK$68,971
+HK$3,956/mo
Deposit HK$8.94M · loan HK$13.41M · min. income ≈ HK$130,030/mo (50% DSR)
Upfront cash ≈ HK$9.89M (deposit + AVD stamp duty HK$950,215 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$68,060
−HK$3,677/mo
▼ 0.25% · 3.875%
HK$69,886
−HK$1,851/mo
Today · 4.125%
HK$71,737
baseline
▲ 0.50% · 4.625%
HK$75,519
+HK$3,782/mo
Deposit HK$8.94M · loan HK$13.41M · min. income ≈ HK$143,474/mo (50% DSR)
Upfront cash ≈ HK$9.89M (deposit + AVD stamp duty HK$950,215 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$71,375
−HK$4,476/mo
▼ 0.25% · 3.875%
HK$73,595
−HK$2,256/mo
Today · 4.125%
HK$75,851
baseline
▲ 0.50% · 4.625%
HK$80,466
+HK$4,615/mo
Deposit HK$6.71M · loan HK$15.65M · min. income ≈ HK$151,702/mo (50% DSR)
Upfront cash ≈ HK$7.66M (deposit + AVD stamp duty HK$950,215 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$79,404
−HK$4,290/mo
▼ 0.25% · 3.875%
HK$81,533
−HK$2,161/mo
Today · 4.125%
HK$83,694
baseline
▲ 0.50% · 4.625%
HK$88,105
+HK$4,411/mo
Deposit HK$6.71M · loan HK$15.65M · min. income ≈ HK$167,388/mo (50% DSR)
Upfront cash ≈ HK$7.66M (deposit + AVD stamp duty HK$950,215 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$91,768
−HK$5,754/mo
▼ 0.25% · 3.875%
HK$94,622
−HK$2,900/mo
Today · 4.125%
HK$97,522
baseline
▲ 0.50% · 4.625%
HK$103,456
+HK$5,934/mo
Deposit HK$2.24M · loan HK$20.12M · min. income ≈ HK$195,044/mo (50% DSR)
Upfront cash ≈ HK$3.19M (deposit + AVD stamp duty HK$950,215 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$102,090
−HK$5,516/mo
▼ 0.25% · 3.875%
HK$104,828
−HK$2,778/mo
Today · 4.125%
HK$107,606
baseline
▲ 0.50% · 4.625%
HK$113,278
+HK$5,672/mo
Deposit HK$2.24M · loan HK$20.12M · min. income ≈ HK$215,212/mo (50% DSR)
Upfront cash ≈ HK$3.19M (deposit + AVD stamp duty HK$950,215 · Scale 2, in force from 26 Feb 2026)