LTV · monthly repayment
▼ 0.50% · 3.625%
HK$50,982
−HK$3,197/mo
▼ 0.25% · 3.875%
HK$52,568
−HK$1,611/mo
Today · 4.125%
HK$54,179
baseline
▲ 0.50% · 4.625%
HK$57,476
+HK$3,297/mo
Deposit HK$11.18M · loan HK$11.18M · min. income ≈ HK$108,358/mo (50% DSR)
Upfront cash ≈ HK$12.13M (deposit + AVD stamp duty HK$950,224 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$56,717
−HK$3,065/mo
▼ 0.25% · 3.875%
HK$58,239
−HK$1,543/mo
Today · 4.125%
HK$59,782
baseline
▲ 0.50% · 4.625%
HK$62,933
+HK$3,151/mo
Deposit HK$11.18M · loan HK$11.18M · min. income ≈ HK$119,564/mo (50% DSR)
Upfront cash ≈ HK$12.13M (deposit + AVD stamp duty HK$950,224 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$61,179
−HK$3,836/mo
▼ 0.25% · 3.875%
HK$63,082
−HK$1,933/mo
Today · 4.125%
HK$65,015
baseline
▲ 0.50% · 4.625%
HK$68,971
+HK$3,956/mo
Deposit HK$8.94M · loan HK$13.41M · min. income ≈ HK$130,030/mo (50% DSR)
Upfront cash ≈ HK$9.89M (deposit + AVD stamp duty HK$950,224 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$68,061
−HK$3,677/mo
▼ 0.25% · 3.875%
HK$69,886
−HK$1,852/mo
Today · 4.125%
HK$71,738
baseline
▲ 0.50% · 4.625%
HK$75,519
+HK$3,781/mo
Deposit HK$8.94M · loan HK$13.41M · min. income ≈ HK$143,476/mo (50% DSR)
Upfront cash ≈ HK$9.89M (deposit + AVD stamp duty HK$950,224 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$71,375
−HK$4,476/mo
▼ 0.25% · 3.875%
HK$73,596
−HK$2,255/mo
Today · 4.125%
HK$75,851
baseline
▲ 0.50% · 4.625%
HK$80,467
+HK$4,616/mo
Deposit HK$6.71M · loan HK$15.65M · min. income ≈ HK$151,702/mo (50% DSR)
Upfront cash ≈ HK$7.66M (deposit + AVD stamp duty HK$950,224 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$79,404
−HK$4,290/mo
▼ 0.25% · 3.875%
HK$81,534
−HK$2,160/mo
Today · 4.125%
HK$83,694
baseline
▲ 0.50% · 4.625%
HK$88,106
+HK$4,412/mo
Deposit HK$6.71M · loan HK$15.65M · min. income ≈ HK$167,388/mo (50% DSR)
Upfront cash ≈ HK$7.66M (deposit + AVD stamp duty HK$950,224 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$91,768
−HK$5,755/mo
▼ 0.25% · 3.875%
HK$94,623
−HK$2,900/mo
Today · 4.125%
HK$97,523
baseline
▲ 0.50% · 4.625%
HK$103,457
+HK$5,934/mo
Deposit HK$2.24M · loan HK$20.12M · min. income ≈ HK$195,046/mo (50% DSR)
Upfront cash ≈ HK$3.19M (deposit + AVD stamp duty HK$950,224 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$102,091
−HK$5,516/mo
▼ 0.25% · 3.875%
HK$104,829
−HK$2,778/mo
Today · 4.125%
HK$107,607
baseline
▲ 0.50% · 4.625%
HK$113,279
+HK$5,672/mo
Deposit HK$2.24M · loan HK$20.12M · min. income ≈ HK$215,214/mo (50% DSR)
Upfront cash ≈ HK$3.19M (deposit + AVD stamp duty HK$950,224 · Scale 2, in force from 26 Feb 2026)