LTV · monthly repayment
▼ 0.50% · 3.625%
HK$50,983
−HK$3,197/mo
▼ 0.25% · 3.875%
HK$52,568
−HK$1,612/mo
Today · 4.125%
HK$54,180
baseline
▲ 0.50% · 4.625%
HK$57,476
+HK$3,296/mo
Deposit HK$11.18M · loan HK$11.18M · min. income ≈ HK$108,360/mo (50% DSR)
Upfront cash ≈ HK$12.13M (deposit + AVD stamp duty HK$950,226 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$56,718
−HK$3,064/mo
▼ 0.25% · 3.875%
HK$58,239
−HK$1,543/mo
Today · 4.125%
HK$59,782
baseline
▲ 0.50% · 4.625%
HK$62,933
+HK$3,151/mo
Deposit HK$11.18M · loan HK$11.18M · min. income ≈ HK$119,564/mo (50% DSR)
Upfront cash ≈ HK$12.13M (deposit + AVD stamp duty HK$950,226 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$61,179
−HK$3,836/mo
▼ 0.25% · 3.875%
HK$63,082
−HK$1,933/mo
Today · 4.125%
HK$65,015
baseline
▲ 0.50% · 4.625%
HK$68,972
+HK$3,957/mo
Deposit HK$8.94M · loan HK$13.41M · min. income ≈ HK$130,030/mo (50% DSR)
Upfront cash ≈ HK$9.89M (deposit + AVD stamp duty HK$950,226 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$68,061
−HK$3,677/mo
▼ 0.25% · 3.875%
HK$69,886
−HK$1,852/mo
Today · 4.125%
HK$71,738
baseline
▲ 0.50% · 4.625%
HK$75,520
+HK$3,782/mo
Deposit HK$8.94M · loan HK$13.41M · min. income ≈ HK$143,476/mo (50% DSR)
Upfront cash ≈ HK$9.89M (deposit + AVD stamp duty HK$950,226 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$71,376
−HK$4,475/mo
▼ 0.25% · 3.875%
HK$73,596
−HK$2,255/mo
Today · 4.125%
HK$75,851
baseline
▲ 0.50% · 4.625%
HK$80,467
+HK$4,616/mo
Deposit HK$6.71M · loan HK$15.65M · min. income ≈ HK$151,702/mo (50% DSR)
Upfront cash ≈ HK$7.66M (deposit + AVD stamp duty HK$950,226 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$79,405
−HK$4,290/mo
▼ 0.25% · 3.875%
HK$81,534
−HK$2,161/mo
Today · 4.125%
HK$83,695
baseline
▲ 0.50% · 4.625%
HK$88,106
+HK$4,411/mo
Deposit HK$6.71M · loan HK$15.65M · min. income ≈ HK$167,390/mo (50% DSR)
Upfront cash ≈ HK$7.66M (deposit + AVD stamp duty HK$950,226 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$91,769
−HK$5,754/mo
▼ 0.25% · 3.875%
HK$94,623
−HK$2,900/mo
Today · 4.125%
HK$97,523
baseline
▲ 0.50% · 4.625%
HK$103,457
+HK$5,934/mo
Deposit HK$2.24M · loan HK$20.12M · min. income ≈ HK$195,046/mo (50% DSR)
Upfront cash ≈ HK$3.19M (deposit + AVD stamp duty HK$950,226 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$102,092
−HK$5,515/mo
▼ 0.25% · 3.875%
HK$104,830
−HK$2,777/mo
Today · 4.125%
HK$107,607
baseline
▲ 0.50% · 4.625%
HK$113,279
+HK$5,672/mo
Deposit HK$2.24M · loan HK$20.12M · min. income ≈ HK$215,214/mo (50% DSR)
Upfront cash ≈ HK$3.19M (deposit + AVD stamp duty HK$950,226 · Scale 2, in force from 26 Feb 2026)