LTV · monthly repayment
▼ 0.50% · 3.625%
HK$50,985
−HK$3,197/mo
▼ 0.25% · 3.875%
HK$52,571
−HK$1,611/mo
Today · 4.125%
HK$54,182
baseline
▲ 0.50% · 4.625%
HK$57,479
+HK$3,297/mo
Deposit HK$11.18M · loan HK$11.18M · min. income ≈ HK$108,364/mo (50% DSR)
Upfront cash ≈ HK$12.13M (deposit + AVD stamp duty HK$950,269 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$56,720
−HK$3,065/mo
▼ 0.25% · 3.875%
HK$58,241
−HK$1,544/mo
Today · 4.125%
HK$59,785
baseline
▲ 0.50% · 4.625%
HK$62,936
+HK$3,151/mo
Deposit HK$11.18M · loan HK$11.18M · min. income ≈ HK$119,570/mo (50% DSR)
Upfront cash ≈ HK$12.13M (deposit + AVD stamp duty HK$950,269 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$61,182
−HK$3,836/mo
▼ 0.25% · 3.875%
HK$63,085
−HK$1,933/mo
Today · 4.125%
HK$65,018
baseline
▲ 0.50% · 4.625%
HK$68,975
+HK$3,957/mo
Deposit HK$8.94M · loan HK$13.42M · min. income ≈ HK$130,036/mo (50% DSR)
Upfront cash ≈ HK$9.89M (deposit + AVD stamp duty HK$950,269 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$68,064
−HK$3,677/mo
▼ 0.25% · 3.875%
HK$69,890
−HK$1,851/mo
Today · 4.125%
HK$71,741
baseline
▲ 0.50% · 4.625%
HK$75,523
+HK$3,782/mo
Deposit HK$8.94M · loan HK$13.42M · min. income ≈ HK$143,482/mo (50% DSR)
Upfront cash ≈ HK$9.89M (deposit + AVD stamp duty HK$950,269 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$71,379
−HK$4,476/mo
▼ 0.25% · 3.875%
HK$73,599
−HK$2,256/mo
Today · 4.125%
HK$75,855
baseline
▲ 0.50% · 4.625%
HK$80,470
+HK$4,615/mo
Deposit HK$6.71M · loan HK$15.65M · min. income ≈ HK$151,710/mo (50% DSR)
Upfront cash ≈ HK$7.66M (deposit + AVD stamp duty HK$950,269 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$79,408
−HK$4,290/mo
▼ 0.25% · 3.875%
HK$81,538
−HK$2,160/mo
Today · 4.125%
HK$83,698
baseline
▲ 0.50% · 4.625%
HK$88,110
+HK$4,412/mo
Deposit HK$6.71M · loan HK$15.65M · min. income ≈ HK$167,396/mo (50% DSR)
Upfront cash ≈ HK$7.66M (deposit + AVD stamp duty HK$950,269 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$91,773
−HK$5,755/mo
▼ 0.25% · 3.875%
HK$94,627
−HK$2,901/mo
Today · 4.125%
HK$97,528
baseline
▲ 0.50% · 4.625%
HK$103,462
+HK$5,934/mo
Deposit HK$2.24M · loan HK$20.12M · min. income ≈ HK$195,056/mo (50% DSR)
Upfront cash ≈ HK$3.19M (deposit + AVD stamp duty HK$950,269 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$102,096
−HK$5,516/mo
▼ 0.25% · 3.875%
HK$104,834
−HK$2,778/mo
Today · 4.125%
HK$107,612
baseline
▲ 0.50% · 4.625%
HK$113,285
+HK$5,673/mo
Deposit HK$2.24M · loan HK$20.12M · min. income ≈ HK$215,224/mo (50% DSR)
Upfront cash ≈ HK$3.19M (deposit + AVD stamp duty HK$950,269 · Scale 2, in force from 26 Feb 2026)