LTV · monthly repayment
▼ 0.50% · 3.625%
HK$50,986
−HK$3,197/mo
▼ 0.25% · 3.875%
HK$52,572
−HK$1,611/mo
Today · 4.125%
HK$54,183
baseline
▲ 0.50% · 4.625%
HK$57,480
+HK$3,297/mo
Deposit HK$11.18M · loan HK$11.18M · min. income ≈ HK$108,366/mo (50% DSR)
Upfront cash ≈ HK$12.13M (deposit + AVD stamp duty HK$950,293 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$56,722
−HK$3,064/mo
▼ 0.25% · 3.875%
HK$58,243
−HK$1,543/mo
Today · 4.125%
HK$59,786
baseline
▲ 0.50% · 4.625%
HK$62,937
+HK$3,151/mo
Deposit HK$11.18M · loan HK$11.18M · min. income ≈ HK$119,572/mo (50% DSR)
Upfront cash ≈ HK$12.13M (deposit + AVD stamp duty HK$950,293 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$61,183
−HK$3,837/mo
▼ 0.25% · 3.875%
HK$63,086
−HK$1,934/mo
Today · 4.125%
HK$65,020
baseline
▲ 0.50% · 4.625%
HK$68,976
+HK$3,956/mo
Deposit HK$8.94M · loan HK$13.42M · min. income ≈ HK$130,040/mo (50% DSR)
Upfront cash ≈ HK$9.89M (deposit + AVD stamp duty HK$950,293 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$68,066
−HK$3,677/mo
▼ 0.25% · 3.875%
HK$69,891
−HK$1,852/mo
Today · 4.125%
HK$71,743
baseline
▲ 0.50% · 4.625%
HK$75,525
+HK$3,782/mo
Deposit HK$8.94M · loan HK$13.42M · min. income ≈ HK$143,486/mo (50% DSR)
Upfront cash ≈ HK$9.89M (deposit + AVD stamp duty HK$950,293 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$71,381
−HK$4,476/mo
▼ 0.25% · 3.875%
HK$73,601
−HK$2,256/mo
Today · 4.125%
HK$75,857
baseline
▲ 0.50% · 4.625%
HK$80,472
+HK$4,615/mo
Deposit HK$6.71M · loan HK$15.65M · min. income ≈ HK$151,714/mo (50% DSR)
Upfront cash ≈ HK$7.66M (deposit + AVD stamp duty HK$950,293 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$79,410
−HK$4,290/mo
▼ 0.25% · 3.875%
HK$81,540
−HK$2,160/mo
Today · 4.125%
HK$83,700
baseline
▲ 0.50% · 4.625%
HK$88,112
+HK$4,412/mo
Deposit HK$6.71M · loan HK$15.65M · min. income ≈ HK$167,400/mo (50% DSR)
Upfront cash ≈ HK$7.66M (deposit + AVD stamp duty HK$950,293 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$91,775
−HK$5,755/mo
▼ 0.25% · 3.875%
HK$94,630
−HK$2,900/mo
Today · 4.125%
HK$97,530
baseline
▲ 0.50% · 4.625%
HK$103,465
+HK$5,935/mo
Deposit HK$2.24M · loan HK$20.12M · min. income ≈ HK$195,060/mo (50% DSR)
Upfront cash ≈ HK$3.19M (deposit + AVD stamp duty HK$950,293 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$102,099
−HK$5,516/mo
▼ 0.25% · 3.875%
HK$104,837
−HK$2,778/mo
Today · 4.125%
HK$107,615
baseline
▲ 0.50% · 4.625%
HK$113,287
+HK$5,672/mo
Deposit HK$2.24M · loan HK$20.12M · min. income ≈ HK$215,230/mo (50% DSR)
Upfront cash ≈ HK$3.19M (deposit + AVD stamp duty HK$950,293 · Scale 2, in force from 26 Feb 2026)