LTV · monthly repayment
▼ 0.50% · 3.625%
HK$50,988
−HK$3,198/mo
▼ 0.25% · 3.875%
HK$52,574
−HK$1,612/mo
Today · 4.125%
HK$54,186
baseline
▲ 0.50% · 4.625%
HK$57,483
+HK$3,297/mo
Deposit HK$11.18M · loan HK$11.18M · min. income ≈ HK$108,372/mo (50% DSR)
Upfront cash ≈ HK$12.13M (deposit + AVD stamp duty HK$950,336 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$56,724
−HK$3,065/mo
▼ 0.25% · 3.875%
HK$58,245
−HK$1,544/mo
Today · 4.125%
HK$59,789
baseline
▲ 0.50% · 4.625%
HK$62,940
+HK$3,151/mo
Deposit HK$11.18M · loan HK$11.18M · min. income ≈ HK$119,578/mo (50% DSR)
Upfront cash ≈ HK$12.13M (deposit + AVD stamp duty HK$950,336 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$61,186
−HK$3,837/mo
▼ 0.25% · 3.875%
HK$63,089
−HK$1,934/mo
Today · 4.125%
HK$65,023
baseline
▲ 0.50% · 4.625%
HK$68,980
+HK$3,957/mo
Deposit HK$8.94M · loan HK$13.42M · min. income ≈ HK$130,046/mo (50% DSR)
Upfront cash ≈ HK$9.89M (deposit + AVD stamp duty HK$950,336 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$68,069
−HK$3,677/mo
▼ 0.25% · 3.875%
HK$69,895
−HK$1,851/mo
Today · 4.125%
HK$71,746
baseline
▲ 0.50% · 4.625%
HK$75,528
+HK$3,782/mo
Deposit HK$8.94M · loan HK$13.42M · min. income ≈ HK$143,492/mo (50% DSR)
Upfront cash ≈ HK$9.89M (deposit + AVD stamp duty HK$950,336 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$71,384
−HK$4,476/mo
▼ 0.25% · 3.875%
HK$73,604
−HK$2,256/mo
Today · 4.125%
HK$75,860
baseline
▲ 0.50% · 4.625%
HK$80,476
+HK$4,616/mo
Deposit HK$6.71M · loan HK$15.65M · min. income ≈ HK$151,720/mo (50% DSR)
Upfront cash ≈ HK$7.66M (deposit + AVD stamp duty HK$950,336 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$79,414
−HK$4,290/mo
▼ 0.25% · 3.875%
HK$81,544
−HK$2,160/mo
Today · 4.125%
HK$83,704
baseline
▲ 0.50% · 4.625%
HK$88,116
+HK$4,412/mo
Deposit HK$6.71M · loan HK$15.65M · min. income ≈ HK$167,408/mo (50% DSR)
Upfront cash ≈ HK$7.66M (deposit + AVD stamp duty HK$950,336 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$91,779
−HK$5,756/mo
▼ 0.25% · 3.875%
HK$94,634
−HK$2,901/mo
Today · 4.125%
HK$97,535
baseline
▲ 0.50% · 4.625%
HK$103,469
+HK$5,934/mo
Deposit HK$2.24M · loan HK$20.12M · min. income ≈ HK$195,070/mo (50% DSR)
Upfront cash ≈ HK$3.19M (deposit + AVD stamp duty HK$950,336 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$102,103
−HK$5,517/mo
▼ 0.25% · 3.875%
HK$104,842
−HK$2,778/mo
Today · 4.125%
HK$107,620
baseline
▲ 0.50% · 4.625%
HK$113,293
+HK$5,673/mo
Deposit HK$2.24M · loan HK$20.12M · min. income ≈ HK$215,240/mo (50% DSR)
Upfront cash ≈ HK$3.19M (deposit + AVD stamp duty HK$950,336 · Scale 2, in force from 26 Feb 2026)