LTV · monthly repayment
▼ 0.50% · 3.625%
HK$50,990
−HK$3,197/mo
▼ 0.25% · 3.875%
HK$52,576
−HK$1,611/mo
Today · 4.125%
HK$54,187
baseline
▲ 0.50% · 4.625%
HK$57,485
+HK$3,298/mo
Deposit HK$11.18M · loan HK$11.18M · min. income ≈ HK$108,374/mo (50% DSR)
Upfront cash ≈ HK$12.13M (deposit + AVD stamp duty HK$950,363 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$56,726
−HK$3,064/mo
▼ 0.25% · 3.875%
HK$58,247
−HK$1,543/mo
Today · 4.125%
HK$59,790
baseline
▲ 0.50% · 4.625%
HK$62,942
+HK$3,152/mo
Deposit HK$11.18M · loan HK$11.18M · min. income ≈ HK$119,580/mo (50% DSR)
Upfront cash ≈ HK$12.13M (deposit + AVD stamp duty HK$950,363 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$61,188
−HK$3,837/mo
▼ 0.25% · 3.875%
HK$63,091
−HK$1,934/mo
Today · 4.125%
HK$65,025
baseline
▲ 0.50% · 4.625%
HK$68,981
+HK$3,956/mo
Deposit HK$8.94M · loan HK$13.42M · min. income ≈ HK$130,050/mo (50% DSR)
Upfront cash ≈ HK$9.89M (deposit + AVD stamp duty HK$950,363 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$68,071
−HK$3,678/mo
▼ 0.25% · 3.875%
HK$69,896
−HK$1,853/mo
Today · 4.125%
HK$71,749
baseline
▲ 0.50% · 4.625%
HK$75,530
+HK$3,781/mo
Deposit HK$8.94M · loan HK$13.42M · min. income ≈ HK$143,498/mo (50% DSR)
Upfront cash ≈ HK$9.89M (deposit + AVD stamp duty HK$950,363 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$71,386
−HK$4,476/mo
▼ 0.25% · 3.875%
HK$73,606
−HK$2,256/mo
Today · 4.125%
HK$75,862
baseline
▲ 0.50% · 4.625%
HK$80,478
+HK$4,616/mo
Deposit HK$6.71M · loan HK$15.65M · min. income ≈ HK$151,724/mo (50% DSR)
Upfront cash ≈ HK$7.66M (deposit + AVD stamp duty HK$950,363 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$79,416
−HK$4,291/mo
▼ 0.25% · 3.875%
HK$81,546
−HK$2,161/mo
Today · 4.125%
HK$83,707
baseline
▲ 0.50% · 4.625%
HK$88,119
+HK$4,412/mo
Deposit HK$6.71M · loan HK$15.65M · min. income ≈ HK$167,414/mo (50% DSR)
Upfront cash ≈ HK$7.66M (deposit + AVD stamp duty HK$950,363 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$91,782
−HK$5,755/mo
▼ 0.25% · 3.875%
HK$94,637
−HK$2,900/mo
Today · 4.125%
HK$97,537
baseline
▲ 0.50% · 4.625%
HK$103,472
+HK$5,935/mo
Deposit HK$2.24M · loan HK$20.13M · min. income ≈ HK$195,074/mo (50% DSR)
Upfront cash ≈ HK$3.19M (deposit + AVD stamp duty HK$950,363 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$102,106
−HK$5,517/mo
▼ 0.25% · 3.875%
HK$104,845
−HK$2,778/mo
Today · 4.125%
HK$107,623
baseline
▲ 0.50% · 4.625%
HK$113,296
+HK$5,673/mo
Deposit HK$2.24M · loan HK$20.13M · min. income ≈ HK$215,246/mo (50% DSR)
Upfront cash ≈ HK$3.19M (deposit + AVD stamp duty HK$950,363 · Scale 2, in force from 26 Feb 2026)