LTV · monthly repayment
▼ 0.50% · 3.625%
HK$50,992
−HK$3,198/mo
▼ 0.25% · 3.875%
HK$52,579
−HK$1,611/mo
Today · 4.125%
HK$54,190
baseline
▲ 0.50% · 4.625%
HK$57,487
+HK$3,297/mo
Deposit HK$11.18M · loan HK$11.18M · min. income ≈ HK$108,380/mo (50% DSR)
Upfront cash ≈ HK$12.13M (deposit + AVD stamp duty HK$950,411 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$56,729
−HK$3,064/mo
▼ 0.25% · 3.875%
HK$58,250
−HK$1,543/mo
Today · 4.125%
HK$59,793
baseline
▲ 0.50% · 4.625%
HK$62,945
+HK$3,152/mo
Deposit HK$11.18M · loan HK$11.18M · min. income ≈ HK$119,586/mo (50% DSR)
Upfront cash ≈ HK$12.13M (deposit + AVD stamp duty HK$950,411 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$61,191
−HK$3,837/mo
▼ 0.25% · 3.875%
HK$63,094
−HK$1,934/mo
Today · 4.125%
HK$65,028
baseline
▲ 0.50% · 4.625%
HK$68,985
+HK$3,957/mo
Deposit HK$8.95M · loan HK$13.42M · min. income ≈ HK$130,056/mo (50% DSR)
Upfront cash ≈ HK$9.90M (deposit + AVD stamp duty HK$950,411 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$68,074
−HK$3,678/mo
▼ 0.25% · 3.875%
HK$69,900
−HK$1,852/mo
Today · 4.125%
HK$71,752
baseline
▲ 0.50% · 4.625%
HK$75,534
+HK$3,782/mo
Deposit HK$8.95M · loan HK$13.42M · min. income ≈ HK$143,504/mo (50% DSR)
Upfront cash ≈ HK$9.90M (deposit + AVD stamp duty HK$950,411 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$71,389
−HK$4,477/mo
▼ 0.25% · 3.875%
HK$73,610
−HK$2,256/mo
Today · 4.125%
HK$75,866
baseline
▲ 0.50% · 4.625%
HK$80,482
+HK$4,616/mo
Deposit HK$6.71M · loan HK$15.65M · min. income ≈ HK$151,732/mo (50% DSR)
Upfront cash ≈ HK$7.66M (deposit + AVD stamp duty HK$950,411 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$79,420
−HK$4,291/mo
▼ 0.25% · 3.875%
HK$81,550
−HK$2,161/mo
Today · 4.125%
HK$83,711
baseline
▲ 0.50% · 4.625%
HK$88,123
+HK$4,412/mo
Deposit HK$6.71M · loan HK$15.65M · min. income ≈ HK$167,422/mo (50% DSR)
Upfront cash ≈ HK$7.66M (deposit + AVD stamp duty HK$950,411 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$91,786
−HK$5,756/mo
▼ 0.25% · 3.875%
HK$94,642
−HK$2,900/mo
Today · 4.125%
HK$97,542
baseline
▲ 0.50% · 4.625%
HK$103,477
+HK$5,935/mo
Deposit HK$2.24M · loan HK$20.13M · min. income ≈ HK$195,084/mo (50% DSR)
Upfront cash ≈ HK$3.19M (deposit + AVD stamp duty HK$950,411 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$102,112
−HK$5,516/mo
▼ 0.25% · 3.875%
HK$104,850
−HK$2,778/mo
Today · 4.125%
HK$107,628
baseline
▲ 0.50% · 4.625%
HK$113,302
+HK$5,674/mo
Deposit HK$2.24M · loan HK$20.13M · min. income ≈ HK$215,256/mo (50% DSR)
Upfront cash ≈ HK$3.19M (deposit + AVD stamp duty HK$950,411 · Scale 2, in force from 26 Feb 2026)