LTV · monthly repayment
▼ 0.50% · 3.625%
HK$50,994
−HK$3,197/mo
▼ 0.25% · 3.875%
HK$52,580
−HK$1,611/mo
Today · 4.125%
HK$54,191
baseline
▲ 0.50% · 4.625%
HK$57,489
+HK$3,298/mo
Deposit HK$11.18M · loan HK$11.18M · min. income ≈ HK$108,382/mo (50% DSR)
Upfront cash ≈ HK$12.13M (deposit + AVD stamp duty HK$950,434 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$56,730
−HK$3,065/mo
▼ 0.25% · 3.875%
HK$58,251
−HK$1,544/mo
Today · 4.125%
HK$59,795
baseline
▲ 0.50% · 4.625%
HK$62,947
+HK$3,152/mo
Deposit HK$11.18M · loan HK$11.18M · min. income ≈ HK$119,590/mo (50% DSR)
Upfront cash ≈ HK$12.13M (deposit + AVD stamp duty HK$950,434 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$61,192
−HK$3,838/mo
▼ 0.25% · 3.875%
HK$63,096
−HK$1,934/mo
Today · 4.125%
HK$65,030
baseline
▲ 0.50% · 4.625%
HK$68,987
+HK$3,957/mo
Deposit HK$8.95M · loan HK$13.42M · min. income ≈ HK$130,060/mo (50% DSR)
Upfront cash ≈ HK$9.90M (deposit + AVD stamp duty HK$950,434 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$68,076
−HK$3,678/mo
▼ 0.25% · 3.875%
HK$69,902
−HK$1,852/mo
Today · 4.125%
HK$71,754
baseline
▲ 0.50% · 4.625%
HK$75,536
+HK$3,782/mo
Deposit HK$8.95M · loan HK$13.42M · min. income ≈ HK$143,508/mo (50% DSR)
Upfront cash ≈ HK$9.90M (deposit + AVD stamp duty HK$950,434 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$71,391
−HK$4,477/mo
▼ 0.25% · 3.875%
HK$73,612
−HK$2,256/mo
Today · 4.125%
HK$75,868
baseline
▲ 0.50% · 4.625%
HK$80,484
+HK$4,616/mo
Deposit HK$6.71M · loan HK$15.65M · min. income ≈ HK$151,736/mo (50% DSR)
Upfront cash ≈ HK$7.66M (deposit + AVD stamp duty HK$950,434 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$79,422
−HK$4,291/mo
▼ 0.25% · 3.875%
HK$81,552
−HK$2,161/mo
Today · 4.125%
HK$83,713
baseline
▲ 0.50% · 4.625%
HK$88,125
+HK$4,412/mo
Deposit HK$6.71M · loan HK$15.65M · min. income ≈ HK$167,426/mo (50% DSR)
Upfront cash ≈ HK$7.66M (deposit + AVD stamp duty HK$950,434 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$91,789
−HK$5,756/mo
▼ 0.25% · 3.875%
HK$94,644
−HK$2,901/mo
Today · 4.125%
HK$97,545
baseline
▲ 0.50% · 4.625%
HK$103,480
+HK$5,935/mo
Deposit HK$2.24M · loan HK$20.13M · min. income ≈ HK$195,090/mo (50% DSR)
Upfront cash ≈ HK$3.19M (deposit + AVD stamp duty HK$950,434 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$102,114
−HK$5,517/mo
▼ 0.25% · 3.875%
HK$104,853
−HK$2,778/mo
Today · 4.125%
HK$107,631
baseline
▲ 0.50% · 4.625%
HK$113,304
+HK$5,673/mo
Deposit HK$2.24M · loan HK$20.13M · min. income ≈ HK$215,262/mo (50% DSR)
Upfront cash ≈ HK$3.19M (deposit + AVD stamp duty HK$950,434 · Scale 2, in force from 26 Feb 2026)