LTV · monthly repayment
▼ 0.50% · 3.625%
HK$50,995
−HK$3,198/mo
▼ 0.25% · 3.875%
HK$52,581
−HK$1,612/mo
Today · 4.125%
HK$54,193
baseline
▲ 0.50% · 4.625%
HK$57,490
+HK$3,297/mo
Deposit HK$11.18M · loan HK$11.18M · min. income ≈ HK$108,386/mo (50% DSR)
Upfront cash ≈ HK$12.13M (deposit + AVD stamp duty HK$950,456 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$56,731
−HK$3,065/mo
▼ 0.25% · 3.875%
HK$58,253
−HK$1,543/mo
Today · 4.125%
HK$59,796
baseline
▲ 0.50% · 4.625%
HK$62,948
+HK$3,152/mo
Deposit HK$11.18M · loan HK$11.18M · min. income ≈ HK$119,592/mo (50% DSR)
Upfront cash ≈ HK$12.13M (deposit + AVD stamp duty HK$950,456 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$61,194
−HK$3,837/mo
▼ 0.25% · 3.875%
HK$63,097
−HK$1,934/mo
Today · 4.125%
HK$65,031
baseline
▲ 0.50% · 4.625%
HK$68,988
+HK$3,957/mo
Deposit HK$8.95M · loan HK$13.42M · min. income ≈ HK$130,062/mo (50% DSR)
Upfront cash ≈ HK$9.90M (deposit + AVD stamp duty HK$950,456 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$68,078
−HK$3,678/mo
▼ 0.25% · 3.875%
HK$69,903
−HK$1,853/mo
Today · 4.125%
HK$71,756
baseline
▲ 0.50% · 4.625%
HK$75,538
+HK$3,782/mo
Deposit HK$8.95M · loan HK$13.42M · min. income ≈ HK$143,512/mo (50% DSR)
Upfront cash ≈ HK$9.90M (deposit + AVD stamp duty HK$950,456 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$71,393
−HK$4,477/mo
▼ 0.25% · 3.875%
HK$73,614
−HK$2,256/mo
Today · 4.125%
HK$75,870
baseline
▲ 0.50% · 4.625%
HK$80,486
+HK$4,616/mo
Deposit HK$6.71M · loan HK$15.65M · min. income ≈ HK$151,740/mo (50% DSR)
Upfront cash ≈ HK$7.66M (deposit + AVD stamp duty HK$950,456 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$79,424
−HK$4,291/mo
▼ 0.25% · 3.875%
HK$81,554
−HK$2,161/mo
Today · 4.125%
HK$83,715
baseline
▲ 0.50% · 4.625%
HK$88,128
+HK$4,413/mo
Deposit HK$6.71M · loan HK$15.65M · min. income ≈ HK$167,430/mo (50% DSR)
Upfront cash ≈ HK$7.66M (deposit + AVD stamp duty HK$950,456 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$91,791
−HK$5,756/mo
▼ 0.25% · 3.875%
HK$94,646
−HK$2,901/mo
Today · 4.125%
HK$97,547
baseline
▲ 0.50% · 4.625%
HK$103,482
+HK$5,935/mo
Deposit HK$2.24M · loan HK$20.13M · min. income ≈ HK$195,094/mo (50% DSR)
Upfront cash ≈ HK$3.19M (deposit + AVD stamp duty HK$950,456 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$102,116
−HK$5,517/mo
▼ 0.25% · 3.875%
HK$104,855
−HK$2,778/mo
Today · 4.125%
HK$107,633
baseline
▲ 0.50% · 4.625%
HK$113,307
+HK$5,674/mo
Deposit HK$2.24M · loan HK$20.13M · min. income ≈ HK$215,266/mo (50% DSR)
Upfront cash ≈ HK$3.19M (deposit + AVD stamp duty HK$950,456 · Scale 2, in force from 26 Feb 2026)