LTV · monthly repayment
▼ 0.50% · 3.625%
HK$50,995
−HK$3,198/mo
▼ 0.25% · 3.875%
HK$52,582
−HK$1,611/mo
Today · 4.125%
HK$54,193
baseline
▲ 0.50% · 4.625%
HK$57,491
+HK$3,298/mo
Deposit HK$11.18M · loan HK$11.18M · min. income ≈ HK$108,386/mo (50% DSR)
Upfront cash ≈ HK$12.13M (deposit + AVD stamp duty HK$950,467 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$56,732
−HK$3,065/mo
▼ 0.25% · 3.875%
HK$58,253
−HK$1,544/mo
Today · 4.125%
HK$59,797
baseline
▲ 0.50% · 4.625%
HK$62,949
+HK$3,152/mo
Deposit HK$11.18M · loan HK$11.18M · min. income ≈ HK$119,594/mo (50% DSR)
Upfront cash ≈ HK$12.13M (deposit + AVD stamp duty HK$950,467 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$61,195
−HK$3,837/mo
▼ 0.25% · 3.875%
HK$63,098
−HK$1,934/mo
Today · 4.125%
HK$65,032
baseline
▲ 0.50% · 4.625%
HK$68,989
+HK$3,957/mo
Deposit HK$8.95M · loan HK$13.42M · min. income ≈ HK$130,064/mo (50% DSR)
Upfront cash ≈ HK$9.90M (deposit + AVD stamp duty HK$950,467 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$68,078
−HK$3,678/mo
▼ 0.25% · 3.875%
HK$69,904
−HK$1,852/mo
Today · 4.125%
HK$71,756
baseline
▲ 0.50% · 4.625%
HK$75,539
+HK$3,783/mo
Deposit HK$8.95M · loan HK$13.42M · min. income ≈ HK$143,512/mo (50% DSR)
Upfront cash ≈ HK$9.90M (deposit + AVD stamp duty HK$950,467 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$71,394
−HK$4,477/mo
▼ 0.25% · 3.875%
HK$73,614
−HK$2,257/mo
Today · 4.125%
HK$75,871
baseline
▲ 0.50% · 4.625%
HK$80,487
+HK$4,616/mo
Deposit HK$6.71M · loan HK$15.65M · min. income ≈ HK$151,742/mo (50% DSR)
Upfront cash ≈ HK$7.66M (deposit + AVD stamp duty HK$950,467 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$79,425
−HK$4,291/mo
▼ 0.25% · 3.875%
HK$81,555
−HK$2,161/mo
Today · 4.125%
HK$83,716
baseline
▲ 0.50% · 4.625%
HK$88,129
+HK$4,413/mo
Deposit HK$6.71M · loan HK$15.65M · min. income ≈ HK$167,432/mo (50% DSR)
Upfront cash ≈ HK$7.66M (deposit + AVD stamp duty HK$950,467 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$91,792
−HK$5,756/mo
▼ 0.25% · 3.875%
HK$94,647
−HK$2,901/mo
Today · 4.125%
HK$97,548
baseline
▲ 0.50% · 4.625%
HK$103,484
+HK$5,936/mo
Deposit HK$2.24M · loan HK$20.13M · min. income ≈ HK$195,096/mo (50% DSR)
Upfront cash ≈ HK$3.19M (deposit + AVD stamp duty HK$950,467 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$102,117
−HK$5,518/mo
▼ 0.25% · 3.875%
HK$104,856
−HK$2,779/mo
Today · 4.125%
HK$107,635
baseline
▲ 0.50% · 4.625%
HK$113,308
+HK$5,673/mo
Deposit HK$2.24M · loan HK$20.13M · min. income ≈ HK$215,270/mo (50% DSR)
Upfront cash ≈ HK$3.19M (deposit + AVD stamp duty HK$950,467 · Scale 2, in force from 26 Feb 2026)