LTV · monthly repayment
▼ 0.50% · 3.625%
HK$50,998
−HK$3,198/mo
▼ 0.25% · 3.875%
HK$52,584
−HK$1,612/mo
Today · 4.125%
HK$54,196
baseline
▲ 0.50% · 4.625%
HK$57,494
+HK$3,298/mo
Deposit HK$11.18M · loan HK$11.18M · min. income ≈ HK$108,392/mo (50% DSR)
Upfront cash ≈ HK$12.13M (deposit + AVD stamp duty HK$950,516 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$56,735
−HK$3,065/mo
▼ 0.25% · 3.875%
HK$58,256
−HK$1,544/mo
Today · 4.125%
HK$59,800
baseline
▲ 0.50% · 4.625%
HK$62,952
+HK$3,152/mo
Deposit HK$11.18M · loan HK$11.18M · min. income ≈ HK$119,600/mo (50% DSR)
Upfront cash ≈ HK$12.13M (deposit + AVD stamp duty HK$950,516 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$61,198
−HK$3,837/mo
▼ 0.25% · 3.875%
HK$63,101
−HK$1,934/mo
Today · 4.125%
HK$65,035
baseline
▲ 0.50% · 4.625%
HK$68,993
+HK$3,958/mo
Deposit HK$8.95M · loan HK$13.42M · min. income ≈ HK$130,070/mo (50% DSR)
Upfront cash ≈ HK$9.90M (deposit + AVD stamp duty HK$950,516 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$68,082
−HK$3,678/mo
▼ 0.25% · 3.875%
HK$69,908
−HK$1,852/mo
Today · 4.125%
HK$71,760
baseline
▲ 0.50% · 4.625%
HK$75,543
+HK$3,783/mo
Deposit HK$8.95M · loan HK$13.42M · min. income ≈ HK$143,520/mo (50% DSR)
Upfront cash ≈ HK$9.90M (deposit + AVD stamp duty HK$950,516 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$71,397
−HK$4,478/mo
▼ 0.25% · 3.875%
HK$73,618
−HK$2,257/mo
Today · 4.125%
HK$75,875
baseline
▲ 0.50% · 4.625%
HK$80,491
+HK$4,616/mo
Deposit HK$6.71M · loan HK$15.66M · min. income ≈ HK$151,750/mo (50% DSR)
Upfront cash ≈ HK$7.66M (deposit + AVD stamp duty HK$950,516 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$79,429
−HK$4,291/mo
▼ 0.25% · 3.875%
HK$81,559
−HK$2,161/mo
Today · 4.125%
HK$83,720
baseline
▲ 0.50% · 4.625%
HK$88,133
+HK$4,413/mo
Deposit HK$6.71M · loan HK$15.66M · min. income ≈ HK$167,440/mo (50% DSR)
Upfront cash ≈ HK$7.66M (deposit + AVD stamp duty HK$950,516 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$91,797
−HK$5,756/mo
▼ 0.25% · 3.875%
HK$94,652
−HK$2,901/mo
Today · 4.125%
HK$97,553
baseline
▲ 0.50% · 4.625%
HK$103,489
+HK$5,936/mo
Deposit HK$2.24M · loan HK$20.13M · min. income ≈ HK$195,106/mo (50% DSR)
Upfront cash ≈ HK$3.19M (deposit + AVD stamp duty HK$950,516 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$102,123
−HK$5,517/mo
▼ 0.25% · 3.875%
HK$104,862
−HK$2,778/mo
Today · 4.125%
HK$107,640
baseline
▲ 0.50% · 4.625%
HK$113,314
+HK$5,674/mo
Deposit HK$2.24M · loan HK$20.13M · min. income ≈ HK$215,280/mo (50% DSR)
Upfront cash ≈ HK$3.19M (deposit + AVD stamp duty HK$950,516 · Scale 2, in force from 26 Feb 2026)