LTV · monthly repayment
▼ 0.50% · 3.625%
HK$51,000
−HK$3,198/mo
▼ 0.25% · 3.875%
HK$52,586
−HK$1,612/mo
Today · 4.125%
HK$54,198
baseline
▲ 0.50% · 4.625%
HK$57,495
+HK$3,297/mo
Deposit HK$11.18M · loan HK$11.18M · min. income ≈ HK$108,396/mo (50% DSR)
Upfront cash ≈ HK$12.13M (deposit + AVD stamp duty HK$950,543 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$56,737
−HK$3,065/mo
▼ 0.25% · 3.875%
HK$58,258
−HK$1,544/mo
Today · 4.125%
HK$59,802
baseline
▲ 0.50% · 4.625%
HK$62,954
+HK$3,152/mo
Deposit HK$11.18M · loan HK$11.18M · min. income ≈ HK$119,604/mo (50% DSR)
Upfront cash ≈ HK$12.13M (deposit + AVD stamp duty HK$950,543 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$61,199
−HK$3,838/mo
▼ 0.25% · 3.875%
HK$63,103
−HK$1,934/mo
Today · 4.125%
HK$65,037
baseline
▲ 0.50% · 4.625%
HK$68,995
+HK$3,958/mo
Deposit HK$8.95M · loan HK$13.42M · min. income ≈ HK$130,074/mo (50% DSR)
Upfront cash ≈ HK$9.90M (deposit + AVD stamp duty HK$950,543 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$68,084
−HK$3,678/mo
▼ 0.25% · 3.875%
HK$69,910
−HK$1,852/mo
Today · 4.125%
HK$71,762
baseline
▲ 0.50% · 4.625%
HK$75,545
+HK$3,783/mo
Deposit HK$8.95M · loan HK$13.42M · min. income ≈ HK$143,524/mo (50% DSR)
Upfront cash ≈ HK$9.90M (deposit + AVD stamp duty HK$950,543 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$71,399
−HK$4,478/mo
▼ 0.25% · 3.875%
HK$73,620
−HK$2,257/mo
Today · 4.125%
HK$75,877
baseline
▲ 0.50% · 4.625%
HK$80,494
+HK$4,617/mo
Deposit HK$6.71M · loan HK$15.66M · min. income ≈ HK$151,754/mo (50% DSR)
Upfront cash ≈ HK$7.66M (deposit + AVD stamp duty HK$950,543 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$79,431
−HK$4,292/mo
▼ 0.25% · 3.875%
HK$81,561
−HK$2,162/mo
Today · 4.125%
HK$83,723
baseline
▲ 0.50% · 4.625%
HK$88,136
+HK$4,413/mo
Deposit HK$6.71M · loan HK$15.66M · min. income ≈ HK$167,446/mo (50% DSR)
Upfront cash ≈ HK$7.66M (deposit + AVD stamp duty HK$950,543 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$91,799
−HK$5,757/mo
▼ 0.25% · 3.875%
HK$94,655
−HK$2,901/mo
Today · 4.125%
HK$97,556
baseline
▲ 0.50% · 4.625%
HK$103,492
+HK$5,936/mo
Deposit HK$2.24M · loan HK$20.13M · min. income ≈ HK$195,112/mo (50% DSR)
Upfront cash ≈ HK$3.19M (deposit + AVD stamp duty HK$950,543 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$102,126
−HK$5,517/mo
▼ 0.25% · 3.875%
HK$104,865
−HK$2,778/mo
Today · 4.125%
HK$107,643
baseline
▲ 0.50% · 4.625%
HK$113,317
+HK$5,674/mo
Deposit HK$2.24M · loan HK$20.13M · min. income ≈ HK$215,286/mo (50% DSR)
Upfront cash ≈ HK$3.19M (deposit + AVD stamp duty HK$950,543 · Scale 2, in force from 26 Feb 2026)