LTV · monthly repayment
▼ 0.50% · 3.625%
HK$51,002
−HK$3,198/mo
▼ 0.25% · 3.875%
HK$52,588
−HK$1,612/mo
Today · 4.125%
HK$54,200
baseline
▲ 0.50% · 4.625%
HK$57,498
+HK$3,298/mo
Deposit HK$11.18M · loan HK$11.18M · min. income ≈ HK$108,400/mo (50% DSR)
Upfront cash ≈ HK$12.13M (deposit + AVD stamp duty HK$950,587 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$56,739
−HK$3,066/mo
▼ 0.25% · 3.875%
HK$58,261
−HK$1,544/mo
Today · 4.125%
HK$59,805
baseline
▲ 0.50% · 4.625%
HK$62,957
+HK$3,152/mo
Deposit HK$11.18M · loan HK$11.18M · min. income ≈ HK$119,610/mo (50% DSR)
Upfront cash ≈ HK$12.13M (deposit + AVD stamp duty HK$950,587 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$61,202
−HK$3,838/mo
▼ 0.25% · 3.875%
HK$63,106
−HK$1,934/mo
Today · 4.125%
HK$65,040
baseline
▲ 0.50% · 4.625%
HK$68,998
+HK$3,958/mo
Deposit HK$8.95M · loan HK$13.42M · min. income ≈ HK$130,080/mo (50% DSR)
Upfront cash ≈ HK$9.90M (deposit + AVD stamp duty HK$950,587 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$68,087
−HK$3,678/mo
▼ 0.25% · 3.875%
HK$69,913
−HK$1,852/mo
Today · 4.125%
HK$71,765
baseline
▲ 0.50% · 4.625%
HK$75,548
+HK$3,783/mo
Deposit HK$8.95M · loan HK$13.42M · min. income ≈ HK$143,530/mo (50% DSR)
Upfront cash ≈ HK$9.90M (deposit + AVD stamp duty HK$950,587 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$71,403
−HK$4,477/mo
▼ 0.25% · 3.875%
HK$73,624
−HK$2,256/mo
Today · 4.125%
HK$75,880
baseline
▲ 0.50% · 4.625%
HK$80,497
+HK$4,617/mo
Deposit HK$6.71M · loan HK$15.66M · min. income ≈ HK$151,760/mo (50% DSR)
Upfront cash ≈ HK$7.66M (deposit + AVD stamp duty HK$950,587 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$79,435
−HK$4,291/mo
▼ 0.25% · 3.875%
HK$81,565
−HK$2,161/mo
Today · 4.125%
HK$83,726
baseline
▲ 0.50% · 4.625%
HK$88,140
+HK$4,414/mo
Deposit HK$6.71M · loan HK$15.66M · min. income ≈ HK$167,452/mo (50% DSR)
Upfront cash ≈ HK$7.66M (deposit + AVD stamp duty HK$950,587 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$91,803
−HK$5,757/mo
▼ 0.25% · 3.875%
HK$94,659
−HK$2,901/mo
Today · 4.125%
HK$97,560
baseline
▲ 0.50% · 4.625%
HK$103,497
+HK$5,937/mo
Deposit HK$2.24M · loan HK$20.13M · min. income ≈ HK$195,120/mo (50% DSR)
Upfront cash ≈ HK$3.19M (deposit + AVD stamp duty HK$950,587 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$102,130
−HK$5,518/mo
▼ 0.25% · 3.875%
HK$104,870
−HK$2,778/mo
Today · 4.125%
HK$107,648
baseline
▲ 0.50% · 4.625%
HK$113,323
+HK$5,675/mo
Deposit HK$2.24M · loan HK$20.13M · min. income ≈ HK$215,296/mo (50% DSR)
Upfront cash ≈ HK$3.19M (deposit + AVD stamp duty HK$950,587 · Scale 2, in force from 26 Feb 2026)