LTV · monthly repayment
▼ 0.50% · 3.625%
HK$51,004
−HK$3,199/mo
▼ 0.25% · 3.875%
HK$52,591
−HK$1,612/mo
Today · 4.125%
HK$54,203
baseline
▲ 0.50% · 4.625%
HK$57,501
+HK$3,298/mo
Deposit HK$11.18M · loan HK$11.18M · min. income ≈ HK$108,406/mo (50% DSR)
Upfront cash ≈ HK$12.13M (deposit + AVD stamp duty HK$950,633 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$56,742
−HK$3,065/mo
▼ 0.25% · 3.875%
HK$58,264
−HK$1,543/mo
Today · 4.125%
HK$59,807
baseline
▲ 0.50% · 4.625%
HK$62,960
+HK$3,153/mo
Deposit HK$11.18M · loan HK$11.18M · min. income ≈ HK$119,614/mo (50% DSR)
Upfront cash ≈ HK$12.13M (deposit + AVD stamp duty HK$950,633 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$61,205
−HK$3,838/mo
▼ 0.25% · 3.875%
HK$63,109
−HK$1,934/mo
Today · 4.125%
HK$65,043
baseline
▲ 0.50% · 4.625%
HK$69,001
+HK$3,958/mo
Deposit HK$8.95M · loan HK$13.42M · min. income ≈ HK$130,086/mo (50% DSR)
Upfront cash ≈ HK$9.90M (deposit + AVD stamp duty HK$950,633 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$68,090
−HK$3,679/mo
▼ 0.25% · 3.875%
HK$69,916
−HK$1,853/mo
Today · 4.125%
HK$71,769
baseline
▲ 0.50% · 4.625%
HK$75,552
+HK$3,783/mo
Deposit HK$8.95M · loan HK$13.42M · min. income ≈ HK$143,538/mo (50% DSR)
Upfront cash ≈ HK$9.90M (deposit + AVD stamp duty HK$950,633 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$71,406
−HK$4,478/mo
▼ 0.25% · 3.875%
HK$73,627
−HK$2,257/mo
Today · 4.125%
HK$75,884
baseline
▲ 0.50% · 4.625%
HK$80,501
+HK$4,617/mo
Deposit HK$6.71M · loan HK$15.66M · min. income ≈ HK$151,768/mo (50% DSR)
Upfront cash ≈ HK$7.66M (deposit + AVD stamp duty HK$950,633 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$79,439
−HK$4,291/mo
▼ 0.25% · 3.875%
HK$81,569
−HK$2,161/mo
Today · 4.125%
HK$83,730
baseline
▲ 0.50% · 4.625%
HK$88,144
+HK$4,414/mo
Deposit HK$6.71M · loan HK$15.66M · min. income ≈ HK$167,460/mo (50% DSR)
Upfront cash ≈ HK$7.66M (deposit + AVD stamp duty HK$950,633 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$91,808
−HK$5,757/mo
▼ 0.25% · 3.875%
HK$94,664
−HK$2,901/mo
Today · 4.125%
HK$97,565
baseline
▲ 0.50% · 4.625%
HK$103,502
+HK$5,937/mo
Deposit HK$2.24M · loan HK$20.13M · min. income ≈ HK$195,130/mo (50% DSR)
Upfront cash ≈ HK$3.19M (deposit + AVD stamp duty HK$950,633 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$102,135
−HK$5,518/mo
▼ 0.25% · 3.875%
HK$104,875
−HK$2,778/mo
Today · 4.125%
HK$107,653
baseline
▲ 0.50% · 4.625%
HK$113,328
+HK$5,675/mo
Deposit HK$2.24M · loan HK$20.13M · min. income ≈ HK$215,306/mo (50% DSR)
Upfront cash ≈ HK$3.19M (deposit + AVD stamp duty HK$950,633 · Scale 2, in force from 26 Feb 2026)