LTV · monthly repayment
▼ 0.50% · 3.625%
HK$51,005
−HK$3,199/mo
▼ 0.25% · 3.875%
HK$52,592
−HK$1,612/mo
Today · 4.125%
HK$54,204
baseline
▲ 0.50% · 4.625%
HK$57,502
+HK$3,298/mo
Deposit HK$11.18M · loan HK$11.18M · min. income ≈ HK$108,408/mo (50% DSR)
Upfront cash ≈ HK$12.13M (deposit + AVD stamp duty HK$950,651 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$56,743
−HK$3,066/mo
▼ 0.25% · 3.875%
HK$58,265
−HK$1,544/mo
Today · 4.125%
HK$59,809
baseline
▲ 0.50% · 4.625%
HK$62,961
+HK$3,152/mo
Deposit HK$11.18M · loan HK$11.18M · min. income ≈ HK$119,618/mo (50% DSR)
Upfront cash ≈ HK$12.13M (deposit + AVD stamp duty HK$950,651 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$61,206
−HK$3,839/mo
▼ 0.25% · 3.875%
HK$63,110
−HK$1,935/mo
Today · 4.125%
HK$65,045
baseline
▲ 0.50% · 4.625%
HK$69,002
+HK$3,957/mo
Deposit HK$8.95M · loan HK$13.42M · min. income ≈ HK$130,090/mo (50% DSR)
Upfront cash ≈ HK$9.90M (deposit + AVD stamp duty HK$950,651 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$68,092
−HK$3,678/mo
▼ 0.25% · 3.875%
HK$69,918
−HK$1,852/mo
Today · 4.125%
HK$71,770
baseline
▲ 0.50% · 4.625%
HK$75,553
+HK$3,783/mo
Deposit HK$8.95M · loan HK$13.42M · min. income ≈ HK$143,540/mo (50% DSR)
Upfront cash ≈ HK$9.90M (deposit + AVD stamp duty HK$950,651 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$71,407
−HK$4,478/mo
▼ 0.25% · 3.875%
HK$73,629
−HK$2,256/mo
Today · 4.125%
HK$75,885
baseline
▲ 0.50% · 4.625%
HK$80,503
+HK$4,618/mo
Deposit HK$6.71M · loan HK$15.66M · min. income ≈ HK$151,770/mo (50% DSR)
Upfront cash ≈ HK$7.66M (deposit + AVD stamp duty HK$950,651 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$79,440
−HK$4,292/mo
▼ 0.25% · 3.875%
HK$81,571
−HK$2,161/mo
Today · 4.125%
HK$83,732
baseline
▲ 0.50% · 4.625%
HK$88,146
+HK$4,414/mo
Deposit HK$6.71M · loan HK$15.66M · min. income ≈ HK$167,464/mo (50% DSR)
Upfront cash ≈ HK$7.66M (deposit + AVD stamp duty HK$950,651 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$91,810
−HK$5,757/mo
▼ 0.25% · 3.875%
HK$94,665
−HK$2,902/mo
Today · 4.125%
HK$97,567
baseline
▲ 0.50% · 4.625%
HK$103,504
+HK$5,937/mo
Deposit HK$2.24M · loan HK$20.13M · min. income ≈ HK$195,134/mo (50% DSR)
Upfront cash ≈ HK$3.19M (deposit + AVD stamp duty HK$950,651 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$102,137
−HK$5,518/mo
▼ 0.25% · 3.875%
HK$104,877
−HK$2,778/mo
Today · 4.125%
HK$107,655
baseline
▲ 0.50% · 4.625%
HK$113,330
+HK$5,675/mo
Deposit HK$2.24M · loan HK$20.13M · min. income ≈ HK$215,310/mo (50% DSR)
Upfront cash ≈ HK$3.19M (deposit + AVD stamp duty HK$950,651 · Scale 2, in force from 26 Feb 2026)