LTV · monthly repayment
▼ 0.50% · 3.625%
HK$51,006
−HK$3,199/mo
▼ 0.25% · 3.875%
HK$52,593
−HK$1,612/mo
Today · 4.125%
HK$54,205
baseline
▲ 0.50% · 4.625%
HK$57,503
+HK$3,298/mo
Deposit HK$11.18M · loan HK$11.18M · min. income ≈ HK$108,410/mo (50% DSR)
Upfront cash ≈ HK$12.14M (deposit + AVD stamp duty HK$950,671 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$56,744
−HK$3,066/mo
▼ 0.25% · 3.875%
HK$58,266
−HK$1,544/mo
Today · 4.125%
HK$59,810
baseline
▲ 0.50% · 4.625%
HK$62,963
+HK$3,153/mo
Deposit HK$11.18M · loan HK$11.18M · min. income ≈ HK$119,620/mo (50% DSR)
Upfront cash ≈ HK$12.14M (deposit + AVD stamp duty HK$950,671 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$61,208
−HK$3,838/mo
▼ 0.25% · 3.875%
HK$63,112
−HK$1,934/mo
Today · 4.125%
HK$65,046
baseline
▲ 0.50% · 4.625%
HK$69,004
+HK$3,958/mo
Deposit HK$8.95M · loan HK$13.42M · min. income ≈ HK$130,092/mo (50% DSR)
Upfront cash ≈ HK$9.90M (deposit + AVD stamp duty HK$950,671 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$68,093
−HK$3,679/mo
▼ 0.25% · 3.875%
HK$69,919
−HK$1,853/mo
Today · 4.125%
HK$71,772
baseline
▲ 0.50% · 4.625%
HK$75,555
+HK$3,783/mo
Deposit HK$8.95M · loan HK$13.42M · min. income ≈ HK$143,544/mo (50% DSR)
Upfront cash ≈ HK$9.90M (deposit + AVD stamp duty HK$950,671 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$71,409
−HK$4,478/mo
▼ 0.25% · 3.875%
HK$73,630
−HK$2,257/mo
Today · 4.125%
HK$75,887
baseline
▲ 0.50% · 4.625%
HK$80,505
+HK$4,618/mo
Deposit HK$6.71M · loan HK$15.66M · min. income ≈ HK$151,774/mo (50% DSR)
Upfront cash ≈ HK$7.66M (deposit + AVD stamp duty HK$950,671 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$79,442
−HK$4,292/mo
▼ 0.25% · 3.875%
HK$81,572
−HK$2,162/mo
Today · 4.125%
HK$83,734
baseline
▲ 0.50% · 4.625%
HK$88,148
+HK$4,414/mo
Deposit HK$6.71M · loan HK$15.66M · min. income ≈ HK$167,468/mo (50% DSR)
Upfront cash ≈ HK$7.66M (deposit + AVD stamp duty HK$950,671 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$91,812
−HK$5,757/mo
▼ 0.25% · 3.875%
HK$94,667
−HK$2,902/mo
Today · 4.125%
HK$97,569
baseline
▲ 0.50% · 4.625%
HK$103,506
+HK$5,937/mo
Deposit HK$2.24M · loan HK$20.13M · min. income ≈ HK$195,138/mo (50% DSR)
Upfront cash ≈ HK$3.19M (deposit + AVD stamp duty HK$950,671 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$102,139
−HK$5,519/mo
▼ 0.25% · 3.875%
HK$104,879
−HK$2,779/mo
Today · 4.125%
HK$107,658
baseline
▲ 0.50% · 4.625%
HK$113,333
+HK$5,675/mo
Deposit HK$2.24M · loan HK$20.13M · min. income ≈ HK$215,316/mo (50% DSR)
Upfront cash ≈ HK$3.19M (deposit + AVD stamp duty HK$950,671 · Scale 2, in force from 26 Feb 2026)