LTV · monthly repayment
▼ 0.50% · 3.625%
HK$51,009
−HK$3,198/mo
▼ 0.25% · 3.875%
HK$52,595
−HK$1,612/mo
Today · 4.125%
HK$54,207
baseline
▲ 0.50% · 4.625%
HK$57,506
+HK$3,299/mo
Deposit HK$11.18M · loan HK$11.18M · min. income ≈ HK$108,414/mo (50% DSR)
Upfront cash ≈ HK$12.14M (deposit + AVD stamp duty HK$950,714 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$56,747
−HK$3,066/mo
▼ 0.25% · 3.875%
HK$58,269
−HK$1,544/mo
Today · 4.125%
HK$59,813
baseline
▲ 0.50% · 4.625%
HK$62,965
+HK$3,152/mo
Deposit HK$11.18M · loan HK$11.18M · min. income ≈ HK$119,626/mo (50% DSR)
Upfront cash ≈ HK$12.14M (deposit + AVD stamp duty HK$950,714 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$61,210
−HK$3,839/mo
▼ 0.25% · 3.875%
HK$63,114
−HK$1,935/mo
Today · 4.125%
HK$65,049
baseline
▲ 0.50% · 4.625%
HK$69,007
+HK$3,958/mo
Deposit HK$8.95M · loan HK$13.42M · min. income ≈ HK$130,098/mo (50% DSR)
Upfront cash ≈ HK$9.90M (deposit + AVD stamp duty HK$950,714 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$68,096
−HK$3,679/mo
▼ 0.25% · 3.875%
HK$69,922
−HK$1,853/mo
Today · 4.125%
HK$71,775
baseline
▲ 0.50% · 4.625%
HK$75,558
+HK$3,783/mo
Deposit HK$8.95M · loan HK$13.42M · min. income ≈ HK$143,550/mo (50% DSR)
Upfront cash ≈ HK$9.90M (deposit + AVD stamp duty HK$950,714 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$71,412
−HK$4,478/mo
▼ 0.25% · 3.875%
HK$73,634
−HK$2,256/mo
Today · 4.125%
HK$75,890
baseline
▲ 0.50% · 4.625%
HK$80,508
+HK$4,618/mo
Deposit HK$6.71M · loan HK$15.66M · min. income ≈ HK$151,780/mo (50% DSR)
Upfront cash ≈ HK$7.66M (deposit + AVD stamp duty HK$950,714 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$79,445
−HK$4,293/mo
▼ 0.25% · 3.875%
HK$81,576
−HK$2,162/mo
Today · 4.125%
HK$83,738
baseline
▲ 0.50% · 4.625%
HK$88,151
+HK$4,413/mo
Deposit HK$6.71M · loan HK$15.66M · min. income ≈ HK$167,476/mo (50% DSR)
Upfront cash ≈ HK$7.66M (deposit + AVD stamp duty HK$950,714 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$91,816
−HK$5,757/mo
▼ 0.25% · 3.875%
HK$94,672
−HK$2,901/mo
Today · 4.125%
HK$97,573
baseline
▲ 0.50% · 4.625%
HK$103,510
+HK$5,937/mo
Deposit HK$2.24M · loan HK$20.13M · min. income ≈ HK$195,146/mo (50% DSR)
Upfront cash ≈ HK$3.19M (deposit + AVD stamp duty HK$950,714 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$102,144
−HK$5,519/mo
▼ 0.25% · 3.875%
HK$104,883
−HK$2,780/mo
Today · 4.125%
HK$107,663
baseline
▲ 0.50% · 4.625%
HK$113,338
+HK$5,675/mo
Deposit HK$2.24M · loan HK$20.13M · min. income ≈ HK$215,326/mo (50% DSR)
Upfront cash ≈ HK$3.19M (deposit + AVD stamp duty HK$950,714 · Scale 2, in force from 26 Feb 2026)